120: Brother, he makes sense.

When Shen Yi heard that title, he felt numb all over. What do you call someone bad at naming things? This is it.

"Captain Qiao, let's just say, if you're not good at naming, you can find me. I'll come up with a name for you for free."

What a broken Spider Knight Warrior, bah!

"This is your rightful honor. The organization will definitely not treat you unfairly."

Qiao Yi held back his laughter. Seeing him frustrated, he felt an inexplicable sense of satisfaction.

"Uh, Captain Qiao, you guys go ahead. I never leave my name when I do good deeds, so I won't bother you. You're quite busy, too."

Shen Yi finished speaking, turned around, and ran out. He had thought he would get some kind of honor medal, but it turned out to be nothing.

"You don't want the bonus either?"

"Huh?" Shen Yi was like he had been frozen in place, maintaining his step outwards, but his head turned back.

"How could I be so shameless? How much is the reward?"

Finally, Shen Yi walked out of the Ability Bureau with a fifty-thousand-yuan bonus.

"My luck is really good today. It seems I should go out more often from now on."

The carefree Shen Yi didn't think about the danger he had faced earlier in the day at all.

It was already afternoon when he left the Ability Bureau. He had originally planned to go shopping but later abandoned the idea.

He was preparing to go back to school. Just as he reached the school gate, two males walked towards Shen Yi.

"Little brother, lend us some money to spend." One of the males, burly with dark skin, clearly not someone to be trifled with, walked up to Shen Yi and said with an unfriendly expression.

Shen Yi felt a moment of doubt but kept a calm face. "Are you two brothers out of money for food?"

"Less nonsense, are you lending or not?" The male's face was grim, as if he would immediately resort to violence if Shen Yi said no.

[Ding]

[Option One: Seeing the aggressive duo, it's better to avoid trouble. You give them the bonus you just received. Reward: Scapegoat Medal. When worn, Intelligence decreases by 50 points.]

[Option Two: When a classmate is in difficulty, you must extend a helping hand and enthusiastically assist them. Reward: Strength +1.]

[Option Three: Use your ultimate move and tell them: "I'm going to tell the teacher." Scare them away. Reward: Spirit +1.]

Whoa!

The system is so active today. I remember the last time it was this active was... well, the last time.

The first option was directly ignored.

As for the third option, Shen Yi felt he really couldn't say it.

"Brother, don't rush. I will definitely lend you the money. How much do you need?"

He looked around, and seeing no one, he asked in a low voice.

"You kid are quite sensible. How about this, since you're so sensible, lend each of us twenty thousand yuan." The dark-skinned male's eyes showed disdain.

He thought he was a tough nut, but he turned out to be a softy.

"Brother, do you have a phone?"

Shen Yi's face showed a fawning expression.

"Yes, do you want to transfer money directly via phone?"

As he spoke, the dark-skinned male took out his phone and displayed his QR code.

The other male also quickly took out his phone and opened a collection interface.

Shen Yi directly took their phones, and his fingers quickly pressed on the phone screens.

"Kid, don't try any tricks, or you'll regret it."

The dark-skinned male didn't see what Shen Yi was doing with their phones. He only saw him constantly operating on the phone, thinking he was going to call the police. He clenched his fists, and his knuckles cracked.

"Brother, don't worry. Wait a moment. Let's add each other as friends first, otherwise, I can't transfer money to you. Don't rush. With your intelligence, could I possibly trick you?"

Shen Yi's fawning expression grew stronger, and his eyes showed fear.

"That's true. I guess you wouldn't dare. I'd like to see what tricks you can pull."

The dark-skinned male and the other person next to him both nodded and simply ignored him.

"Brother, don't worry, I'll transfer a bit more later."

After hearing this, Shen Yi patted his chest and promised.

He then continued to operate on their phones. After a few minutes, he turned the phone around, screen facing the dark-skinned male.

"Brother, do a face scan again. It'll be done soon. The transfer amount is quite large, so your account needs a face scan."

Listening to Shen Yi's fawning words, the dark-skinned male didn't think much of it.

He only heard a 'ding' from the phone.

[150,000 yuan received]

The dark-skinned male's face lit up with joy. This person looked timid, but he didn't expect him to be so generous.

Immediately after, the other male's phone also made the same sound.

[150,000 yuan received]

Just as the two were about to take back their phones, Shen Yi directly scanned their phones on his own QR code.

He then turned the phone screen towards the dark-skinned male's face. "Brother, one more scan, almost done."

Then, Shen Yi's phone played a voice notification.

[Collected 130,000 yuan]

Then he took the other person's phone and performed a face scan on his face.

Another sound rang out.

[Collected 130,000 yuan]

After the operation, Shen Yi looked at his phone balance, which had increased by two hundred and sixty thousand, feeling delighted.

He then returned the two phones to the two males.

The two took their phones back in confusion, and seeing that their balance had indeed increased by twenty thousand, they were happy.

Just as they were about to speak, a text message arrived on their phones.

[Dear Mr. Li Dalong, you have borrowed 150,000 yuan on our platform, and the balance has been withdrawn to your account. The repayment date is the first of next month. Overdue payments will incur a daily increase of ten percent of the borrowed amount. We wish you a pleasant life.]

The text message on the other male's phone arrived at the same time, and even the content was identical, except for the name at the beginning.

"Damn it, kid, you're looking for death." Only then did Li Dalong realize that he had been tricked by Shen Yi.

"Brother, what you're saying isn't right. You asked me to lend you money, and didn't I lend it to you? You said you wanted to borrow twenty thousand, and isn't it twenty thousand more now? Is there a problem?"

Shen Yi's fawning expression from before vanished as he spoke playfully.

The other male next to him, listening to Shen Yi's words, actually nodded.

"Brother Long, what he said seems to make some sense."

"Slap!"

Li Dalong slapped him on the head. "What nonsense! This one hundred and fifty thousand was originally ours!"

The male rubbed his head, looking wronged at Li Dalong.

"Tsk tsk tsk~ This person's intelligence doesn't seem like that of a Kyoto University student."

With the intelligence of these two, how could they possibly get into Kyoto University?

"Kid, originally I just wanted you to lend me some money, but now I have no choice but to make you suffer a bit of physical pain."

As he spoke, he was about to hit Shen Yi, cracking his knuckles and showing a fierce expression on his face.

However, as soon as he rushed over, he was knocked to the ground by one punch from Shen Yi.

He didn't even have a chance to react. When the other person saw this, he immediately tried to run away, but how could Shen Yi give him a chance?

Then, with another punch, he knocked him out. He looked around, left and right, and saw no one.

He picked up one person with each hand and walked towards a more secluded spot nearby.