238: A stick of incense! Insurance business takes off

"One incense stick, just one incense stick."

"This True Disciple wants to see what kind of Dao you can speak of today. If you convince This True Disciple, from now on, you will be under This True Disciple's protection! If you don't..."

"Protector Han, it might be time for your Disciple to be replaced today!"

One incense stick!

Su Ran wasn't just talking.

He raised his right hand, and an incense burner appeared before him, placed in front of the rockery nearby.

On the incense burner, an incense stick was slowly burning, just lit, and the smoke gradually wafted upwards with the wind.

Time began.

"What we need to do is an insurance business!"

Yang Yucheng was pressed for time, so he got straight to the point, saying what needed to be said without beating around the bush!

"The insurance business is currently controlled by the Steward Hall. The Elder Hall probably doesn't care for this small profit, so our real enemies are the many stewards within the Steward Hall."

"And they are not as powerful as imagined. True Disciple Lord should be able to contend with them based on your status!"

"Insurance business? That's it!"

Su Ran scoffed, "Collecting spirit crystals from those poor devils, This True Disciple truly doesn't care for it. Even if a quantitative change can lead to a qualitative change, not much will be left by the time it reaches This Young Master's hands!"

It wasn't just Su Ran in front of him.

Yang Yucheng looked at Protector Han's expression; his nominal Revered Master's face also showed no ripples, completely unmoved.

Clearly.

Whether for a Protector Elder who was about to become a formal Elder, or for a True Disciple with a deep background.

Insurance was no longer a significant matter; otherwise, the various True Disciples wouldn't have formed their own merchant teams.

Although the number of Qingyun Grotto-Heaven Disciples was large, the insurance share was basically submitted and distributed in the form of Sect contribution points.

For Disciples who had just entered the Grotto-Heaven.

Or rather, newcomers who had only been around for a few years, they naturally had to pay their share of insurance.

But after developing for a period within the Sect's Qingyun Grotto-Heaven, anyone who became an 'old hand' basically understood what this insurance was all about.

Most people only needed to pledge allegiance to a faction, joining the merchant teams of the various True Disciples, and then the insurance became just a simple facade.

The various factions would pay the insurance, and the final profit would again be cut in half!

So, the true profit point of insurance was almost entirely the constant stream of newcomers each year. Although it was a decent sum, it depended on who it was for.

For Core Disciples, it was barely acceptable; for those above Core Disciples, it was truly not worth a glance!

"Insurance is actually a big business!"

Yang Yucheng said with a smile, his expression unchanged.

But his words still drew a mediocre response.

If Su Ran hadn't specified an incense stick's time, he would probably be impatient by now and interrupt him.

"Within the Grotto-Heaven, everyone lacks spirit crystals."

"This White-Robed Steward lacks them, Revered Master Protector Elder lacks them, and even True Disciple, you lack them! Insurance itself cannot make money, but what if selling insurance could earn spirit crystals, and earn a lot, a lot of spirit crystals!"

Hearing this, Protector Han's expression softened slightly.

Earning spirit crystals!

And even more resources, indeed, could ignite temptation in people's hearts, giving them a stronger driving force.

It made some sense, and it hit the mark.

"Currently, insurance business relies purely on coercion, and the result is nothing more than the new Disciples each year, and only within our Qingyun Grotto-Heaven, and it's only for a short period of two years."

"Such a time limit is really too short. What we need to do is lifelong, their entire lives."

"In this way! The commission that originally needed to be paid for two years can directly change from one year to ten years, or even a hundred years, and the amount of spirit crystals we can obtain will naturally increase from the original one-fold to fifty-fold."

"So, wouldn't the original amount of spirit crystals that could be distributed also become fifty times as much?"

"Fifty times? Does True Disciple Lord still look down on it?"

"Wow! That's really a lot!"

Su Ran, sitting on the stone, cupped his hands around his mouth like a megaphone, his expression particularly exaggerated, and his tone sounded like mockery.

Or perhaps it was sarcasm towards someone's wishful thinking and daydreaming!

Yang Yucheng ignored him, simply smiled, and continued to explain his method.

"True Disciple Lord was right just now; a fifty-fold sum sounds wonderful, but it's not that simple to achieve."

"Dealing with the Steward Hall is not difficult; the biggest challenge is how to make the Grotto-Heaven Disciples willingly hand over their spirit crystals."

"So how can we achieve this?"

Yang Yucheng asked and answered himself, also piquing the interest of Su Ran and Protector Han.

"This is not a wild fantasy, nor is it daydreaming, but a practical foothold. The method of operation is very simple: find a circle, and use this circle to encompass all the Disciples of Qingyun Grotto-Heaven."

"As the saying goes, where people gather, wealth gathers."

"If we can attract all the Disciples to come to our territory every day, will earning spirit crystals still be a problem then?"

"You mean to create a market?"

Su Ran still had some business acumen; he suddenly asked.

Then he shook his head, still not entirely convinced.

"If it's a market, isn't it the same as the current Qingyun City? There are enough people in Qingyun City, but what does that have to do with us? What we can get is just a share of it."

"Then let's create our own Qingyun City!"

Yang Yucheng shouted loudly.

His eyes were filled with fervent zeal, but the words he spoke were far more arrogant than his current demeanor.

"And in this brand new Qingyun City, the rules here are established by us; we are the true rulers here."

"These people come to this brand new Qingyun City for a reason."

"The reason is our upcoming insurance business. To participate in our insurance, you first need a membership fee. The membership fee is very low, only three spirit crystals. Is three spirit crystals difficult?"

"Outer Sect Disciples can receive at least thirty spirit crystals from the Sect every month, and even Utility Disciples can receive quite a bit. If one million people are willing to enter our Qingyun City every day, then wouldn't there be a pure profit of three million spirit crystals every day?"

"Three million every day?"

Su Ran narrowed his eyes, a glint flashing within them, seemingly genuinely swayed by Yang Yucheng's persuasion, "Then, calculating it that way, wouldn't it directly become an astronomical figure every month?"

Su Ran paused for more than three seconds when he spoke the last four characters!