148: Bandit Loans

With these matters systematically arranged, Lin Bufan, who had been at leisure, became busy once more, starting to handle his newly assigned tasks.

At the same time, Chen Ping and Lu Chen also found clear paths forward, steadily advancing towards their respective goals.

However, only Li Wen seemed a bit different.

Aside from needing to write two essays, he seemed to be on the verge of falling into a "three-no" state again—no one cared, no one paid attention, and he was lawless.

But fortunately, good news came from Old Yang.

The rewards from the research project he participated in earlier had been distributed: a full 20,000 academic credits!

This accounted for almost ninety percent of the total reward money, meaning it almost entirely went into Li Wen's pocket.

After all, in the early stages of that research, the entire laboratory worked together, and the remaining ten percent of academic credits was barely considered a small token of appreciation for everyone's hard work.

With this generous amount of academic credits in hand, subsequent arrangements instantly became much easier.

First, Li Wen decided to send all four of his spirits to the secret realm for training, hoping they would grow better.

As for himself, he could use this time to concentrate on preparing for the Intermediate Breeder exam.

Thinking about having to bury his head in memorizing a large amount of knowledge points again, Li Wen couldn't help but feel a wave of helplessness.

But he also knew very well that no matter what kind of professional Skill exam he faced, thorough and solid preparation was always a crucial part.

Recalling his last experience, if he hadn't prepared thoroughly in advance, he might have been eliminated by other competitors.

Wu Lituan: "You mean, I didn't prepare enough, right?"

Moreover, Teacher Lu had clearly stated that during the preparation process, all kinds of materials could be used freely.

This undoubtedly delighted Li Wen; now, he could prepare while carefully observing if there were any valuable resources around that could be put to use.

After all, for anyone who wants to stand out in a competition, every available resource is crucial.

However, at this moment, Li Wen decided to put aside what he was doing and accompany Bud Baby to the secret realm for an adventure, to verify that not all secret realms were as exaggerated as "Pingdu Mountain."

Li Wen called out softly.

"Teacher Lu, lead the way!"

As soon as he finished speaking, a small green snake slowly emerged from Li Wen's collar.

It yawned and responded in a sleepy, lazy voice, "Alright, I know, where are we going?"

Li Wen smiled slightly and replied.

"Our destination this time is the 'Chengjiang Secret Realm.' I want to personally experience the magical charm of that secret realm, which is said to contain the mystery of the origin of life."

Hearing this completely different statement from last time, Teacher Lu, who had been somewhat sleepy, instantly perked up and asked excitedly.

"Oh? By the way, you have academic credits now, do you have any that you don't need temporarily?"

Li Wen nodded slightly, indicating that he did have some left, and asked in return, "Why do you ask that?"

Teacher Lu's mood suddenly became incredibly eager, and he said with a beaming smile.

"You truly live up to your reputation! From the first time I saw you, I knew you would achieve great things in the future!"

Then, Teacher Lu stared intently at Li Wen and continued.

"Um, can you lend me your money for a while? Don't worry, I'll pay you back with interest."

"Then, I'll lend this money to students who urgently need academic credits and are a bit tight on funds, at a slightly higher interest rate than yours. This way, everyone can get what they need!"

Li Wen nodded slightly after hearing this, but he didn't immediately express an opinion.

He frowned slightly, lost in thought, as if carefully calculating something in his mind.

After a while, he looked up at Teacher Lu and slowly said.

"Isn't your approach the typical 'borrowing a chicken to lay eggs'? You're using my money to earn more profit."

Facing Li Wen's questioning, Teacher Lu quickly tried to explain, continuously saying.

"No such thing! This isn't borrowing a chicken to lay eggs; it's a win-win cooperation! We can both gain a lot of benefits from it."

Seeing that Li Wen was unmoved, Teacher Lu's eyes darted around, as if he had thought of a new argument.

So he spoke again.

"How about this, I won't give you interest, and we'll just split the profits we earn fifty-fifty, what do you think?"

However, Li Wen just smiled slightly and gently shook his head, indicating his refusal.

He looked at Teacher Lu and calmly analyzed.

"Your initial goal was probably this, wasn't it?"

"On the surface, this new plan seems to let me earn more, but in reality, it might not even be as good as the original plan."

"And from what I see, you probably don't even have a true original shareholder, do you?"

"That's why you came up with these two plans as a smokescreen, trying to disrupt my judgment."

"Have you considered that I could actually bypass you and directly find other classmates for a loan?"

Li Wen's lips curled slightly upward, looking at the person in front of him with a half-smile, his eyes revealing a hint of cunning and confidence.

Teacher Lu was startled to hear this.

To be honest, she had never considered such an operating method before.

She had always believed that the plan she had conceived was perfect.

However, at this moment, facing the new idea proposed by the other party, she suddenly realized that she was still a bit too naive.

A strong sense of crisis instantly surged into her heart, and Teacher Lu began to worry that Li Wen would really not include him.

So, he quickly said.

"No! Given your social circle, it's almost impossible for you to complete the entire loan process on your own."

"Such complex matters still ultimately depend on my abilities, after all, I also earn income through my own Skills."

Li Wen smiled slightly after hearing this, unhurriedly extended a finger, gently wagging it from side to side, and simultaneously uttered a word.

"No."

Then he continued to explain.

"Regarding the matter of loans, I already have a suitable candidate."

"And as for you, you only need to be responsible for the subsequent debt collection work."

"But you can rest assured, since this idea was proposed by you, you will naturally not miss out on your deserved share of the benefits once it's done."

Then Li Wen sent a message on his phone.

A few minutes later, another message appeared on the screen.

East Street Thief: "Completely okay."