103: 10% daily interest! Are you trying to rip me off with loan sharking?!

Su Ming opened his eyes, his consciousness still somewhat in Chaos.

His first action wasn't to feel the grandeur of Tier 4 Gold, nor was it to check the evolutionary results of his silicon-based Physical Body.

It was… to touch his stomach.

Rumble… Hungry!

His stomach was empty, as if a black hole was clamoring inside.

Outside the window, the sunlight was bright and glaring, not looking like it should in the middle of the night.

"As a qualified citizen of the new century on Blue Star, not eating breakfast on time is an act of cutting oneself off from the people…"

He rubbed his stomach, muttered, and sat up, then froze.

Everywhere he looked, there was devastation.

Spiderweb-like cracks on the concrete floor stretched from the bedside to the corner of the wall, and the ceiling was also a horrific sight, with gray paint peeling off all over the floor.

"Holy crap!"

Su Ming shuddered, and the memories of last night came flooding back like a tide.

Breakthrough, one hundred tons, silicon-based Fusion, the building was about to collapse, forced hibernation…

He looked down at his hands; his skin was smooth and clean as before, and the dark golden star patterns from last night had all receded into his body.

His hundred-ton, ultra-dense silicon-based stellar Physical Body had completely stabilized.

He casually picked up the phone by his pillow, preparing to check the time.

The moment the screen lit up, he was startled.

The notification bar was densely packed, lined up like ants moving house.

Missed calls: 98. Unread messages: 47. All from Shen Qingci.

"Holy crap! Why are there so many missed calls and unread messages?!"

Su Ming's heart skipped a beat, and he suddenly remembered something.

Today, June 7th. The Federal Martial Arts College Entrance Exam!

"Oh no!" The written exam starts at nine!

He hurriedly glanced at the time in the upper right corner of his phone.

"Damn! Isn't it already 8:60?!"

The exam has already started!

Su Ming sprang up from the bed.

Then, in a flurry of panic, he frantically tapped the screen and dialed Shen Qingci's number.

Beep— The call was answered almost instantly.

… Jiangcheng No. 1 High School, at the corner of the teaching building.

Chu Yao watched the cold, aloof girl beside her, who was restless and had picked up and put down her communication bracelet for the eighteenth time.

She looked just like a naive boy secretly waiting for a reply from his goddess, afraid of being discovered.

Just as she was about to tease her, Shen Qingci's bracelet suddenly rang.

Incoming call— Su Ming!

The moment she saw the caller ID, Shen Qingci's tense, icy-cold face visibly relaxed for a moment.

She answered the phone faster than she could draw her sword.

"Su Ming! Where are you?! Do you want to die?!"

Chu Yao raised an eyebrow. Goodness, that was an intense opening line.

On the other end of the line, Su Ming didn't dare to make a sound, listening to the tigress's roar with a very low posture.

"Um… Senior, good morning?"

"Good morning my foot! Everyone in Jiangcheng is waiting for you, and you're still sleeping in?!"

"An accident, purely an accident. Something went wrong with my Cultivate last night, and I was too tired."

Su Ming's lips moved. What else could he say? He couldn't exactly tell her he had reached a Breakthrough to Tier 4 last night, almost collapsed the building, and was forced to shut down by the System, could he?

He would just have to take the blame himself.

When Shen Qingci heard the words "too tired," the anger in her heart inexplicably died down by half.

Remembering how that man had fought a pseudo-Tier 5 Source Beast alone, covered in blood while still cracking jokes with her, her tone couldn't help but soften a bit.

"Then you… are you okay?"

"I'm fine, I'm fine, I just urgently need a full-body massage to recover some health!"

Shen Qingci's heart, which had just softened, was instantly filled with rage again.

Does this guy have anything else in his head besides money and women?!

"Su Ming!!"

Su Ming realized too late that his choice of words was wrong.

"Ahem, I meant massage! A proper massage! Just shoulder and neck relaxation—"

"I'm giving you one more chance to rephrase that!!!"

"…" Su Ming obediently shut his mouth.

It was quiet for a few seconds. His voice dropped a few octaves, carrying a hint of seriousness he didn't even notice himself,

"Senior, I want to go to the same school as you."

On the other end of the line, all of Shen Qingci's anger came to an abrupt halt.

The frustration that had been clogging her chest suddenly dissipated completely.

She froze in place, the temperature at her earlobes visibly rising.

He must have said that just to annoy her. That jerk…

She bit her lower lip, forcing the corners of her mouth down.

"Where… where are you now? The written exam has already started; if you're more than thirty minutes late, you'll be disqualified!" She said anxiously, "Send me your location, I can get there in five minutes!"

"Wait a second, I want to ask…"

Hearing the voice from the other end of the phone, Shen Qingci was stunned for a moment.

Then her gaze slowly turned to Chu Yao beside her. She covered the microphone of her bracelet with one hand, leaned close to Chu Yao's ear, and whispered a few questions.

After listening, a flash of surprise crossed Chu Yao's beautiful eyes… She glanced at Shen Qingci, the curve of her mouth meaningful. Then she whispered a few words in response.

Shen Qingci nodded and relayed the answer to the other end of the line.

… Three minutes later, Su Ming hung up the phone!

Shen Qingci put away her phone and found a text message from Su Ming!

[Thanks, Senior! You really are my lucky star!] It was followed by an emoji. [Hugging legs.jpg]

Shen Qingci stared at the screen, the heat on her face burning from her earlobes all the way down to her neck.

She quickly locked the screen.

This scene was taken in by Chu Yao.

She was now more and more curious about what kind of Prodigy that guy was, the one who could hold the 32nd ranked Prodigy on the heavenly pride ranking so firmly in his grasp.

… Low-rent housing. After hanging up the phone, Su Ming let out a long sigh of relief.

He sat cross-legged on the bed, his mind stirring. He opened his System panel. The post-promotion attributes unfolded before his eyes like a magnificent scroll.

[Host: Su Ming] [Realm: Tier 4 Gold] [Life Form: Second Life Form (Silicon-based Fusion)]

[True Mass: 102132.9 kg (+)] [mass points: 70100] [Promotion Progress: 10.2%]

[Talent: SSS-Rank · Infinite Mass Evolution (Unique)] [Core Sequence: Mass Amplification Lv2, Mass Reconstruction Lv2, Mass Devouring Lv2]

[Redeemed Sequence: Mass Engine, Mass Mastery, Mass Concealment, Mass Resonance, Inertial Drift, Mass Heavy Cannon] [Space: 100000 cubic meters (+)]

Su Ming looked at this luxurious panel, his mouth grinning from ear to ear. Too strong!

Tier 4 Gold! One hundred thousand kilograms! Silicon-based Fusion!

Although he almost became a vegetable last night, almost crushed the residential building, and almost got himself wanted nationwide on the eve of the college entrance exam… At this moment, it was worth it!

Now he still had over seventy thousand mass points left! The three core sequences had all evolved to Lv2!

He couldn't wait to click on them. [Sequence 1 · Mass Amplification (Lv2)] [Passive Effect: True Mass increases daily by a fixed 2% of the current value (originally 1%).]

The compound interest base directly doubled! Su Ming's eyes widened. Two percent!

Based on his current base of one hundred thousand kilograms, which is one hundred tons. That's two tons a day?!

Then a month… a year… Su Ming gave up on the calculation; his straight-A student brain only wanted to shout "holy crap" right now. One word: Fierce!

He clicked on the second one. [Sequence 2 · Mass Reconstruction (Lv2)]

[The load-bearing limit of the silicon-based body is significantly increased. The automatic repair speed of the damaged body is accelerated. Can actively consume mass points to perform limb-level regeneration.]

[Body Reshaping: When the host's body sustains fatal damage, this characteristic will be forcibly triggered. Consumes 50% of the mass points matching the host's current True Mass (currently requires 51066 mass points) to complete full-body structural reconstruction within 3 seconds. Can only be triggered once every 24 hours.]

[Gentle Reminder: When mass points are insufficient, the System will activate the "Emergency Overdraft" mechanism; the skill will still trigger, with a daily interest of 10%. If not repaid within 72 hours, an equivalent amount of True Mass will be deducted.]

Near-death reconstruction? Isn't this just respawning on the spot?!

When he saw the words "daily interest"… "How much is the daily interest?"

[10% daily interest.] "...Are you f*cking running a loan shark business?"

[The host can refuse the overdraft and choose to die on the spot.] "…"

Fine, you're my daddy! I'm still just a baby! I still need daddy's care and protection!

But, honestly speaking, this skill is indeed insanely awesome!

Su Ming clicked on the last core sequence. [Sequence 3 · Mass Devouring (Lv2)]

[Body transforms into a galactic vortex (formerly microscopic black hole), capable of devouring materials of the silicon-based dimension and below through direct contact.]

[The upper limit of mass points per single devouring is increased to 200,000 (originally 100,000).]

[The "High-Dimensional Analysis" ability for high-density, high-tier materials has been permanently unlocked, no additional mass points required.]

[High-Dimensional Analysis: Performs deep analysis on unknown high-density/high-dimensional materials to obtain their name, origin, estimated mass point value, and devouring feasibility.]

Su Ming's eyes lit up. Permanently unlocked! No additional payment required!

These eight words made him feel better than all the previous data combined.

Last night, when he devoured the Starry Sky Giant Beast remains, he was ripped off twenty thousand points just for the entrance fee. Now, his silicon-based Physical Body is directly compatible with high-dimensional materials.

The three core sequences have all been upgraded! I just don't know how many Life Forms I can have! Or what Lv I can upgrade to!

This time, it's a complete upgrade!

Su Ming suppressed the wild joy in his heart, his gaze falling to the very bottom of the panel. There, two brand-new sequence icons were quietly emitting a faint glow.

[Unlocked Devouring Sub-sequence · Kinetic Siphon.] [Unlocked Gravity Sequence: Gravity Domain (Rudimentary).]