20: Chapter 20 Preparing to Start Compound Interest

The teacher tapped the podium lightly with their right hand, and the class instantly quieted down.

"That's all for today's lesson. Next month, our class will conduct an internal assessment based on the strength of your Believers.

Using one hundred Believers as the standard, the stronger the Believers you cultivate, the higher your ranking will be. I will provide personal rewards: 200,000 faith points for first place, 100,000 for second, and 50,000 for third.

Two months from now is the grade-wide competition. Those students who want to aim to become a War Deity should make their decisions as soon as possible.

In the development of a Divine Kingdom, if you are slow in one step, you will be slow in every step. There will be the subsequent regional competition, and finally, the Anping County Academy competition.

The rewards for these are very generous. If you can achieve a good ranking, aiming for demigod status won't be difficult. Class dismissed."

As the teacher left, the classroom became completely lively.

"There are only two months left before we are reshuffled into new classes. I hope I can still stay in Class 7, or even Class 9 would be fine. Just don't let me get assigned to Class 10 or below. Otherwise, it's really over."

"If you don't want to be assigned to Class 10 or below, you either have to take the War Path or apply for a student loan now. Out of the tens of thousands of senior students in the school, someone has to end up in Class 10 or below eventually."

"It doesn't matter which class I'm in anyway. I haven't awakened any talents. I'll just try my best to find a wife when I get to college, and we can live together after graduation.

My parents are like that, and aren't they doing just fine? It's just a bit tiring sometimes. They say that Divine Beings like us don't live long.

But do those who take the War Path live long? Aren't there so many seniors and juniors who fell while still in college? Compared to them, we can be considered long-lived."

Talking about the future, the faces of the students in the class became confused, numb, and even fearful. Because they didn't know where their future lay...

Not joining these discussions, Lin Xiao left the virtual classroom. The first thing he did after logging off was to start searching through the shopping section.

"The cheapest set of furnace-opening materials costs 95,500? That can't be right, can it? Does that mean if I want to max out the materials, I have to spend over a million?"

Actually, this is a very normal thing. Buildings like alchemy rooms earn money through processing fees.

The prices of materials and pills are basically transparent, so the profit margins are squeezed to the extreme. However, generally speaking, the earnings are actually quite good.

If you can maintain maximum efficiency, you can earn 60,000 faith points a day, after deducting the 10% platform transaction tax.

After graduation, you also need to pay various miscellaneous taxes on your planet, such as business tax, pill monopoly tax, city guard protection tax, etc., which account for about 40%.

In the end, you can still get about 30,000 faith points. Many Divine Beings who feel they cannot succeed on the War Path will use student loans to set up a few of these alchemy rooms.

It's just that the risk is relatively high. Before graduation, be careful. With the protection of federal law, it shouldn't be much of a problem.

But once you graduate, these alchemy rooms will become the original sin of a Divine Being. Being ambushed on the road by mysterious demigods, killing people and seizing buildings is a recurring problem that cannot be stopped.

As long as they aren't caught on the spot, such cases are almost impossible to solve.

Unfortunately, selling pills requires registration and a business license in every county. This means it's impossible to hide.

So in the end, you have to spend faith points to find a powerful War Deity to be your backer, and that way, 20,000 of the 30,000 you get will be taken away.

The final profit is basically around 10,000. 10,000 a day can be considered a stable and wealthy good life.

Of course, that's assuming the deity you rely on doesn't die in some fight or expedition.

Lin Xiao didn't know about these things yet; he just felt that the herbs for this thing were really expensive.

"C-grade marrow cleansing pills are already this expensive. If you switch to B-grade great restoration pills, wouldn't the cost per bottle be over 90,000?"

"No wonder the teacher said that the consumption of a genius demigod is enough to cultivate ten deities. It really is just burning money."

"It's no wonder those deities on the War Path are so ruthless in driving down prices, often taking spirit plants and Spirit Fruits at 60% or 50% off. It's all forced by their Divine Kingdoms and Believers."

After sighing about how difficult it is to be a War Deity, Lin Xiao kept a dozen or so Spirit Fruits for himself to eat. He sold all the rest at once.

Then...

Then, only a fool would buy finished herbs! He turned around and went to buy herb seeds in the trading section according to the recipe for the marrow cleansing pill.

Compared to finished herbs, the price of these seeds is even less than one-tenth!

The herbs that originally would have cost over a million faith points, he bought more than 30% of the amount for only 30,000.

Looking at his hollowed-out Divine Kingdom faith points, Lin Xiao finally stopped, albeit reluctantly.

[Once today's settlement is complete, when it settles again tomorrow, I will have 33 more bottles of marrow cleansing pills.

Then I will max out the production, dump all the extra faith points to my two subordinates to expand the Divine Kingdom, and from the day after tomorrow, I can start snowballing.

I will give 100,000 of all income to each of the two subordinates, and then I can exchange all the remaining faith points for C-grade alchemy rooms, and fill them up with herbs.]

Lin Xiao wasn't very good at math, but he understood the terror of compound interest. With this kind of overlapping compound interest,

it wouldn't take ten days for his income to reach a terrifying level that even a First-order Deity wouldn't dare to imagine!

Thinking of the records about cultivating master-level alchemy Believers, Lin Xiao now felt that it was just a waste of time.

It wouldn't even be enough for one day of his later compound interest gains!

When he had nothing to do, he would check the progress of the Believers in his Divine Kingdom, or otherwise look at good things he didn't understand in the trading section.

Then he went to have a meal with the third generation of the Hu Family, and the day passed just like that.

[Yesterday's settlement completed]

[Divine Kingdom Believers: 612. Reward: 612 faith points]

[Divine Kingdom resource rewards: 10,000 catties of Clear-pattern Fruit, 10,000 catties of Light-pattern Red Fruit, 1,000 stalks of Blood-coagulation Grass, 10 bottles of marrow cleansing pills, 33 sets of marrow cleansing pill herbs]

[Subordinate deity rewards: Wang Tao (326 faith points), Su Xue (411 faith points)]

[Today's settlement: Not yet conducted]

He got up, sold all the items, including those Spirit Fruits and spirit plants. He maxed out the marrow cleansing pill herbs to 120 sets.

Then he just waited for tomorrow to start preparing for compound interest.

The content taught by the teacher today was relatively routine; it was just telling everyone what cultivation techniques were better for Believers at the current stage.

And teaching everyone how to reasonably allocate the population ratio of Believers according to the path they had determined, and how many Believers should practice martial arts.

How many Believers should be responsible for planting, breeding, and odd jobs in Logistics Support. Those who want to take the auxiliary path should start allocating Believers to practice their skills according to their path at this time.

Whether it's alchemy, artifact refining, or other auxiliary paths. According to the path they want to take, they should start arranging for Believers to come into contact with relevant skills.

Today's content was basically suitable for all students, even those taking the Logistics Support path. They also needed to cultivate the strength of their Believers.

After all, if the Believers' strength is strong, both labor and production efficiency will be greatly improved.

Over the next few days, there was no special movement from Lin Xiao's side. Not only did the enthusiasm of his classmates drop significantly,

but even the invitations to eat were rejected by the third generations of those families with various excuses.

"He really is just a forgotten illegitimate child. As long as you don't deliberately provoke him, just treat him as if he doesn't exist."

This is currently a consensus among all wealthy families and major powers regarding Lin Xiao's existence.