2: Game ID: Shichuan

According to Hu Zhihao's diary, he was reborn from decades in the future.

He had been back for over a month!

According to what he recorded in his diary, at 6:00 PM on June 1st, three days from now, everyone on Blue Star would be suddenly transported into a Western fantasy-style game called "myriad realms online".

Overnight, the whole world would enter the game!

All past fame and fortune would be reset to zero, and life would start anew from that moment on...

Xu Shian felt the ancient jade of reincarnation in his mind!

If not for the fact that this object existed so clearly, reminding him that all of this was real, he would have suspected that Hu Zhihao had created a game just to fake his death and trick him into topping up!

Xu Shian opened his computer and performed a Search for the so-called "myriad realms online" across the entire web, but a whole bunch of recommendations popped up!

Upon closer inspection, they all looked like it, but none of them were it!

He would just have to wait three days to see.

However, Xu Shian wasn't going to do nothing for these three days.

He had to get the money ready first!

According to the diary, because so much time had passed since the server launch, Hu Zhihao couldn't remember many things clearly!

He only remembered the date because many people later designated that day as the First Year of Myriad Realms...

However, there was one thing Hu Zhihao remembered very clearly.

Someone had once cried out on a forum, saying that about half an hour before the server opened, they had seen news about "myriad realms online" online.

It showed that the public beta would start exactly at six o'clock, and there was a top-up portal and a Myriad Realms Mall.

That person had curiously clicked in, wanting to see what kind of game was so badass that it dared to ask people to top up before it even launched!

As it turned out, once they got in, the minimum top-up was one million Xia Yuan...

The other party cursed and exited the game, calling it a scam and crazy!

This post stayed popular for many years, becoming even more famous as humans struggled in "myriad realms online"!

After all, everyone had a dream of being a big spender!

Regardless of whether one could afford to pay-to-win, bragging didn't cost anything, right?

Upon seeing this information, Xu Shian understood why that Officer Chen had asked yesterday if he knew about Hu Zhihao taking out online loans!

Perhaps many years later, that guy had become a powerhouse and could even travel through time with a mythic item!

But back here, years ago, it seemed he really had no other options besides taking out online loans!

After all, as a shut-in who wrote novels all year round, his physique wasn't even up to the task of robbery!

But Xu Shian had plenty of ways!

He had seventeen apartments in Magic City and two street-front storefronts, and his credit rating was excellent.

Xu Shian then tallied up the cash under his name.

It was about over three hundred million in cash...

When his parents passed away, they left behind companies, stocks, and funds.

Xu Shian felt he didn't have the talent for that, so he simply sold them all!

He got five hundred million in cash, which was a bit of a loss, but the loss wasn't significant...

Later, he bought fourteen houses in good locations on mortgage, including the purchase and renovation costs!

He also bought two street-front shops in the city center at Huangjia Bay...

Over the past few years, he relied on rental income to pay the monthly installments, and since he didn't have any expensive hobbies, he hadn't expected his savings to grow back up without him realizing it!

He quickly called the bank's customer manager to schedule a meeting...

Schedule a meeting?

The bank manager immediately took a taxi, bringing his computer and documents to the coffee shop at the designated Jinling Hotel!

For a high-quality client like Xu Shian, wasting even one extra second was a sign of disrespect to one's performance...

"Manager Wang, what would you like to drink?"

"An iced Americano, thank you!"

Then, he quickly stood up and followed the waiter to the bar to pay the bill!

Xu Shian couldn't stop him even if he wanted to...

"Mr. Xu? Have you finally decided to apply for a loan?"

"It's for business needs! I'm planning to take one out. Can you introduce me to your loan products?"

Xu Shian didn't intend to waste too much time, as he didn't see any need to maintain this relationship.

After all, either he wouldn't need the money, or he wouldn't be paying it back...

"You are a supreme VIP of our bank, so you can..."

Xu Shian listened in detail to the other party's introduction to the mortgage loan and was quite satisfied.

After a final assessment, the villa where Xu Shian currently lived was the most valuable, and the two storefronts were also worth a fortune.

Although the prices of the other houses had risen, the loan could only cover 70% of the total value...

Xu Shian was not very satisfied and took a sip of coffee without saying a word...

The account manager gritted his teeth!

"How about this, seven hundred million... That's really the limit!"

"That'll do..."

Xu Shian nodded, expressing his satisfaction!

"If this loan ends up not being used..."

"Rest assured, there are no fees if it's not used!"

The bank's customer manager, however, was thinking...

Not used? I've made so many concessions, and you're still thinking about not using it? Please, you absolutely must use it.

You have to use it! It's because there are too many rich people like you with low consumption that the economy isn't circulating...

Go out and live it up!

Xu Shian didn't have mind-reading powers!

However, he had taken out the mortgage loan based on his current maximum capacity, pledging the property deeds for all seventeen apartments and two storefronts!

If there hadn't been a time constraint, he could have even repeatedly mortgaged the properties...

Getting something for nothing makes me happy...

After finishing all of this, Xu Shian suddenly felt an inexplicable sense of emptiness.

He wasn't really a person who sought thrills; although he was wealthy, he had never felt empty enough to engage in life-threatening activities...

"Maybe... it would be better if this Myriad Realms game didn't come!"

Unfortunately, the development of events did not shift based on Xu Shian's will.

In Xu Shian's state of anxiety and hesitation, June 1st arrived right on schedule!

That morning, the seven hundred million Xia Yuan from the bank loan all arrived in his account!

At 5:30 PM, when Xu Shian searched for "myriad realms online" once again, it arrived as promised!

["myriad realms online" is loading, estimated loading time is half an hour.]

[You can now create an account, top up the game, and browse the mall.]

Seeing these three buttons, Xu Shian couldn't help but want to see what was in the mall...

[Detected that your account balance is zero, please top up the game first!]

Xu Shian was speechless... There's such a thing?

He clicked to top up the game!

[Detected that you do not have an account yet! Please create an account first!]

...

Fuck... If I can't click them, couldn't you just make the buttons grey?

Calming himself down, Xu Shian clicked to create an account...

When the mouse clicked, a vortex appeared in the middle of the screen.

The vortex gradually grew larger, overflowing from the screen until it swallowed Xu Shian whole...

When he was swallowed by the vortex, Xu Shian felt a wave of panic in his heart.

He felt as if his entire consciousness was falling!

He didn't know how long it had been, but when Xu Shian felt his feet touch solid ground, light reappeared before his eyes.

Looking up, Xu Shian's first thought was that the guy who left a comment on the forum saying he didn't top up was definitely bragging!

With these special effects, with this scene, you're saying you didn't top up because of trust issues?

Either you're lying, or you're really poor!

[Ding, welcome to "myriad realms online", would you like to create an account?]

"Create account."

[Ding, please enter your game 'nickname'!]

"Shi Chuan"

Shi Chuan, taken from the phrase "Time passes like this river, never ceasing day or night."

Actually, Xu Shian had thought about using his own name for his nickname, but when he thought about how his parents were gone, and he had no spouse or children...

Most of his scattered relatives had fallen out with him over money when his parents passed away!

If he used his real name, he figured anyone coming to him would just be trouble.

[Ding, character creation successful]

[Player: Shi Chuan (Xu Shian)]

[Class: None]

[original body lifespan: 52 years]

[Extra lifespan: 0]

[Level: 1 (0.00%)]

[Health: 200 / 200] (One point of Constitution = 20 Health points)

[Mana: 200 / 200] (One point of Spirit = 20 Mana points)

[Strength: 10]

[Agility: 10]

[Constitution: 10]

[Spirit: 10]

[Luck: 6]

[Charisma: 8]

[Physical Attack: 20] (One point of Strength = 2 Physical Attack points)

[Magic Attack: 20] (One point of Spirit = 2 Magic Attack points)

[Physical Defense: 0]

[Magic Defense: 0]

These were the main attributes; there were also some secondary attributes.

Such as: Critical Hit, Haste, Evasion, Accuracy, etc.

What the hell?

My original body lifespan is only 52 years?

I'm only 24 this year, damn it...

I can only live to be 76?

At this age, it's awkward...