Start by Taking Out All the Online Loans and Quickly Progress to the Next Level

[High-level martial arts + decisive killing + no female lead + satisfying read + doesn't suppress strength + not an academy-style story]Li Zhengyang activated the pay-to-win martial arts system, which allows him to increase his health and vitality by spending money.What if you have no money at the start? Take out online loans!While others tremble with fear when borrowing money, he complains about low interest rates and insufficient loan amounts. Ten thousand, only seven thousand in hand? Okay. Twenty thousand, only fourteen thousand in hand? Let's go again. Sell a spot for two hundred thousand? All in!A top-tier martial artist? It's just a matter of 100,000 yuan. Debt collectors knocking on the door? Perfect opportunity to test my new level of fists. Teaming up to hunt monsters? Teammate wants him as bait? Then send them on their way, and keep all the prize money.He only has one principle in this dog-eat-dog world: refusing to pay back debts and resorting to murder and robbery.Why should I repay money I borrowed based on my own abilities?