210: Chapter 206 discusses major branches.

Magic Sea Era, the 28th day, 7:00 AM.

The Symphony Realm was as bustling as ever.

[Old Fisherman (Yanhuang): "Did you guys see the Faction Sequence Battle results announced yesterday? Our Yanhuang Camp has over 120 billion total merit... The second-place Star-Spangled Banner Camp has 1.8 billion. Brothers, this isn't a gap, this is two different species."]

[Wave Breaker (Yanhuang): "1.8 billion isn't even a fraction of our fraction. Honestly, I can't bear to look."]

[David Reeves (Stars and Stripes): "You don't have to bear it; we get chest pains just looking at it ourselves."]

[Iron-Faced Ruthless (Yanhuang): "What about the individual merit ranking? Fate Master has over 80 billion... The person in second place has over 50 million. Every time I look, I wonder if the board has a bug."]

[Salted Fish Turnaround (Yanhuang): "No bug. Why do you think he is called Fate Master? This is the distance between gods and men."]

The discussion about the Individual Sequence Contest followed immediately. Fate Master Yang Hang's record continued to jump precisely at midnight every day, exceeding second place by 3,000 matches. Everyone was long past being surprised.

What everyone cared about more was tomorrow—the settlement day for the second Faction Sequence Battle (10v10).

The Yanhuang Civilization team occupied the top spot without any suspense, exceeding second place by 360 wins. The focus of the discussion fell on who would take second place.

The Fog City Camp fired the first shot.

[Tom Baker (Fog City): "The Red Dragon Knights team took second in the last 5v5 round. In this 10v10 round, we are still second. It's Fog City tradition, no explanation needed."]

The Star-Spangled Banner Camp replied instantly.

[John Quinn (Stars and Stripes): "That was just luck last time. Freedom Falcon was firmly in second place for the past few days, and today we were just a tiny bit behind. When it settles tomorrow, you'll know who the real second place is. GoEagles!"]

The Teutonic Faction joined the battlefield.

[Christian Müller (Teuton): "You're fighting over second place? What a coincidence, so are we. But I'd like to remind our friends from the Stars and Stripes: how was Mr. Jackson, whom you are most proud of, scared into committing suicide by our Igor in the individual Sequence Battle again?"]

Once this message appeared, the foreign civilization areas of the Symphony Realm were in an uproar.

[Mathieu Araujo (Teuton): "Classic review. Jackson used his Gold Tier dual pistols to threaten Igor into admitting defeat, and Igor countered with just a look, causing Jackson to click surrender himself."]

[Rivier (Stars and Stripes): "...That time was an accident. Jackson already said it was a System misclick."]

[Rupert (Polar Bear): "Oh? A misclick?"]

Two words, over 7,000 likes.

The Survivors of the Yanhuang Civilization gathered around like they were watching a show.

[Wind-Chasing Youth (Yanhuang): "Stop arguing, stop arguing! Someone bring tea for these three! Seeds, peanuts, beer, and mineral water!"]

[Little Noodle Shop Owner (Yanhuang): "I'm with Fog City. The Red Dragon Knights are indeed resilient."]

[Salted Fish Turnaround (Yanhuang): "I'm with Teuton. Fritz's Engineering Manual is underestimated. That guy's tactical deployment ability and the engineering creations he makes are on a sci-fi punk level; it's just absurd."]

[Iron Straight Man (Yanhuang): "I'm not siding with anyone; I'm just here to watch you fight."]

Foreign Survivors kept tagging Yanhuang Survivors to ask them to judge. The comment refresh speed in the Symphony Realm exceeded 3,000 per second at one point.

This argument lasted for nearly an hour.

Meanwhile, another topic continued to be discussed among another group of Yanhuang Civilization Survivors.

Causality Bank.

Since Fate Master announced the Causality Bank last night, "Which organizations will apply for a branch" became the most discussed topic among Yanhuang Survivors.

"The Revival Society will definitely apply first. They have the largest scale, over 600,000 people, and their capital pool is naturally thick."

"The Little Life Society won't miss out either. President Shen Qing is steady in her work; she wouldn't let this opportunity pass."

[Late Night Awakened (Yanhuang): "What about the God-Seeing Society? Didn't President Lu Xingye shout that she wanted to apply last night?"]

"Shouting is one thing, but whether the application Materials can pass the audit is another. The red lines for branches are written clearly. The fair auditing System is backed by Fate Master's Gold Tier exotic item. If one character in the terms is wrong, it won't pass."

As if striking while the iron was hot—at almost the same time, pinned official announcements appeared in the management post areas of major organizations.

The first was the Revival Society.

[Revival Red Federation · Official Announcement]

[The Revival Society has officially submitted an application to open a branch to the Causality Bank headquarters this morning. After a unanimous vote by the council, the branch is named: "Revival Red United Savings Bank".]

[Savings Scheme Summary — Demand Deposit Interest Rate: Weekly interest rate of 0.6% (0.1% higher than headquarters). Fixed Deposit Interest Rate: 3-day fixed weekly interest rate of 1.1%, 7-day fixed weekly interest rate of 1.3%.]

[Transparency of Fund Usage: The usage direction of all depositors' karma points will be publicized on the committee's bulletin board every week, covering details such as defense construction, livelihood security, and material procurement.]

[Risk Control Guarantee: While connecting to the Fate Platform headquarters risk control System, the Revival Society will use the United Association's public capital pool as a bottom-line reserve to ensure that depositors' demand deposits can be withdrawn instantly at any time.]

[— Revival Red Federation · Joint Governance Council]

The comment section was instantly flooded with tens of thousands of replies.

Following closely — The Little Life Society.

[Little Life Society · Official Announcement]

[The Little Life Society officially applies to open a Causality Bank branch, named: "Life Savings Office".]

[Core Features: Depositors who have accumulated more than 100 karma points in the Life Savings Office can enjoy priority purchasing rights for little life water and a 5% discount. Those who have accumulated more than 500 karma points can obtain one qualification to use high-concentration little life water for free. Those who have accumulated more than 5,000 karma points obtain the right to purchase little life pearl at a 20% discount.]

[Interest Rate Scheme: Demand weekly interest rate of 0.55%, 3-day fixed weekly interest rate of 1.2%. Although the interest rate is not the highest, the service we provide is — Life.]

[The usage direction of the Life Bank's funds will focus on three areas: First, the large-scale production and reserve of little life water and little life pearl; Second, the expansion of the medical fleet and the improvement of the wounded treatment System; Third, an emergency medical fund pool for all Yanhuang Survivors — any Survivor who suffers serious injury and has insufficient karma points can apply for assistance from the fund pool.]

[We are not the biggest, but we want to be the most trustworthy.]

[— Little Life Society · President Shen Qing]

Then came the God-Seeing Society.

[God-Seeing Society · Official Announcement]

[The God-Seeing Society officially applies to open a Causality Bank branch!!!]

[Branch Name: "Divine Grace Bank".]

[Why call it Divine Grace? Because Fate Master's grace covers every Yanhuang Survivor, and Divine Grace Bank will continue this grace!!]

[Our Goal: A Level 5 branch.]

[Not a joke.]

[Our vision is to become the first branch to reach the Level 5 threshold, representing all Yanhuang Survivors to obtain the qualification to communicate directly with Fate Master.]

[Savings Scheme: Demand weekly interest rate of 0.55%, fixed weekly interest rate of 1.15%.]

[Deposit Benefits: The first 10,000 depositors enjoy double interest for the first week! (Funds sourced from the God-Seeing Society public fund, not a Ponzi scheme; please don't compare us with the Council of Thirteen, thanks)]

[Special Benefits: The top 1,000 depositors in the God-Seeing Savings will be listed in the "God-Seeing VIP Directory". In the future, if the God-Seeing Society achieves a Level 5 branch and obtains the qualification to meet Fate Master, VIP depositors will have the opportunity to obtain the privilege of conveying a message to Fate Master. That's right — your words, we will bring them to Fate Master for you.]

[— God-Seeing Society · President Lu Xingye]

[— Vice President Zhao Kang's Postscript: The President went to jump around after writing this, I'm here to clean up. Specific details will be announced in the afternoon.]

The Iron Anchor Workshop's announcement was much more concise.

[Iron Anchor Workshop · Official Announcement]

[Iron Anchor Workshop applies to open a Causality Bank branch, named: "Iron Anchor Credit Union".]

[Featured Business: Depositors can choose to use their deposit amount to offset weapon forging and equipment strengthening costs. The more you deposit, the bigger the discount. The workshop's full line of Silver Grade forging services is open to depositors with a 10% discount.]

[Interest Rate Scheme: Demand weekly interest rate of 0.5%, on par with headquarters. We don't rely on interest rates to attract you — we rely on craftsmanship.]

[— Iron Anchor Workshop · Great Master Blacksmith: Meng Haoran]

Deep Sea Hunter Alliance.

[Deep Sea Hunter Alliance · Official Announcement]

[Deep Sea Hunter Alliance applies to open a branch, named: "Tide Hunter Fund".]

[Operation Model: Depositors' karma points will be invested in the Alliance's hunting action System. The merit value and Material gains obtained by hunters killing sea beasts will be returned to depositors in proportion. The longer you deposit, the higher the dividend.]

[Interest Rate Scheme: Floating interest rate, weekly interest rate of 0.5% - 1.8%, fluctuating with hunting gains. High risk, high return, suitable for the bold.]

[— Deep Sea Hunter Alliance]

Blue Sea Chamber of Commerce.

[Blue Sea Chamber of Commerce · Official Announcement]

[Branch Name: "Blue Sea Commercial Bank".]

[We are the most professional material circulation organization on the Magic Sea. The funds of Blue Sea Commercial Bank will be invested in the construction of cross-regional trade networks, bulk material futures trading, and the development of karma point wealth management products.]

[Deposit Interest Rate: Demand weekly interest rate of 0.6%, fixed weekly interest rate of 1.2%. Higher than the headquarters benchmark interest rate.]

[Risk Warning: High interest rates mean high liquidity requirements; specific terms have been submitted to the fair auditing System for approval.]

[— Blue Sea Chamber of Commerce · President]

There were also official announcements from other organizations applying to establish Causality Bank branches issued one after another.

This ignited a round of discussion among everyone in the Symphony Realm.