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57: Chapter 57 There is no salvation in the adult world!
"I was playing the US stock market, and I added tenfold leverage."
Manager Chen Danni gave a bitter smile, her voice laced with dryness and helplessness.
"There was volatility in the US stock market these past two days, and it took a dive. I didn't have time to top up the margin, so my account was forcibly liquidated."
"I embezzled 30 million from the company's accounts, and now there is only 19 million left in the account."
"There is still an 11 million hole that I can't fill."
Hearing this, Zhang Qi couldn't help but exclaim internally, "Good grief."
30 million with tenfold leverage meant a 300 million position.
This woman usually appeared steady as a rock at the company, and when writing analysis reports, she would list every single risk warning more clearly than anyone else.
Who would have thought she was a complete gambler in private.
Zhang Qi felt absolutely no sympathy for Manager Chen Danni's predicament.
In the financial industry, the water is too deep and the winds are too strong.
Every year at the end of the year, or whenever a black swan event occurs, the rooftops of those high-end office buildings in Shenzhen would always have a few more "sky divers" queuing up for their turn.
This had almost become a staple event in the financial circle.
Manager Chen Danni was, after all, a veteran in the industry, yet she couldn't resist playing such a fatal game of embezzling public funds with leverage.
It could only be said that in the face of huge profit temptations, her state of mind was still lacking.
However, Zhang Qi could understand it.
People, after all, fear comparison the most.
He used to be just a nobody in the analysis department, slacking off all day just to earn a base salary, but then suddenly transformed into a wealthy man throwing money around.
As a department manager, Manager Chen Danni was proud and arrogant, so it was normal for her to feel unbalanced.
Manager Chen Danni sat opposite him, holding a water cup with both hands, her knuckles slightly tense.
She was usually an extremely competitive woman. In a place like Zhisheng Finance, where men outnumbered women and competition was fierce, she had relied on that unyielding tenacity and absolute self-confidence to climb all the way to the position of analysis department manager.
But these past two days, the market had truly taught her a lesson.
That cliff-like downward K-line had directly smashed her pride and confidence to pieces.
She had kept these words bottled up inside, not daring to tell anyone around her.
Embezzlement was a serious crime; if even a whisper of it leaked out, she would immediately be sent inside to "operate a sewing machine."
Meeting Zhang Qi today, this pressure that had been bottled up for so long finally found a vent.
After pouring it all out, she felt that the heavy stone on her chest that was suffocating her seemed to loosen slightly.
Of course, she didn't reveal all these secrets to Zhang Qi just to vent.
Zhang Qi had gone from an ordinary worker to silently achieving financial freedom, and now he could even casually take out over 10 million to buy a house in full.
In Manager Chen Danni's eyes, Zhang Qi was now a hidden financial genius.
She harbored a faint glimmer of hope in her heart.
She hoped that her former subordinate, for the sake of their past acquaintance, could give her some guidance at this moment and point out a path for her to turn the tables in this desperate situation.
"How much money do you have on hand right now?" Zhang Qi leaned back on the sofa and asked casually.
Manager Chen Danni bit her lip and sighed.
"I only have a little over one million in cash on hand."
"When I bought this apartment, I only paid a 30% down payment, and the rest was all mortgaged through the bank."
"Even if I sell it at market price now, after paying off the bank loan, I can get about 5 million."
"Calculating it out, I still have a hole of about 5 million that I can't fill."
Manager Chen Danni's voice grew lower and lower.
She had always presented herself as a calm and tough career woman.
But at this moment in front of Zhang Qi, she had stripped away all her disguises.
At thirty-one, because of her extreme self-discipline and proper maintenance, her skin was still firm and fair. She looked like she was only twenty-seven or twenty-eight, which was exactly the most mature and charming stage for a woman.
Now, this weak and helpless appearance after being beaten by reality, paired with that cold and exquisite face, had a unique, pitiful charm.
If it were a small hole of a few hundred thousand.
Just based on her pitiful appearance right now, if the "ancient dragon" were smaller, many men would probably be willing to dig into their pockets to help her fill this hole, hoping to win the beauty's heart.
But this is 5 million.
For the vast majority of people, this is an astronomical figure they wouldn't even dare to imagine.
Ordinary people couldn't even scrape together a fraction of it even if they sold everything they owned, and for the true wealthy who could afford this amount, who would go and fill such a bad debt for a woman?
Zhang Qi did have this money on hand.
Never mind 5 million, even 50 million would just be a matter of triggering the double cashback a few more times for his current system account.
But he didn't have that "saintly heart" to save all living beings right now.
Admittedly, Manager Chen Danni had taken good care of him in the past, but she wasn't worth 5 million!
After listening to Manager Chen Danni's story.
Zhang Qi was silent for two seconds, then shook his head with great regret.
"This hole is just too big."
Zhang Qi looked at Manager Chen Danni and gave his assessment with a very sincere tone.
"Sister Danni, you are completely done for this time."
Manager Chen Danni had originally been looking at Zhang Qi with hope, waiting for him to provide a plan for a miraculous turnaround.
Hearing this sentence.
Her whole body froze.
The fire in her chest suddenly flared up, and she nearly exploded with anger.
No.
Is this guy even human?
I bared my soul to you, and I didn't even have the nerve to ask you for money; I just hoped that you, as a successful person, could give me a little guidance.
And you.
You just sentenced me to death straight away!
Manager Chen Danni stared fixedly at Zhang Qi, her beautiful eyes practically spitting fire.
If she weren't currently begging for help, she would really want to splash the warm water in her hand directly onto this kid's face.
Zhang Qi turned a blind eye to her murderous gaze.
"Sister Danni, let's get back to the matter of buying the house."
Zhang Qi forcibly pulled the topic back on track.
"Regarding investment, there's nothing else I can do to help you. After all, the market doesn't care about personal feelings; a loss is a loss."
"However, I've seen this house, and I'm quite satisfied. I intend to buy it in full."
Zhang Qi gestured to the spacious living room.
"The agent mentioned earlier that your listing price for this house was over 15 million?"
Manager Chen Danni took a deep breath, forcibly suppressing the urge to curse, and nodded with a cold face.
"I'll just round it up for you." Zhang Qi's tone was casual, as if he were haggling over the price of cabbage at a vegetable market.
"16 million."
"Let's handle the paperwork now, go to the bank to pay off the loan, release the mortgage, and transfer the title. The money can be in your account today."
Manager Chen Danni was stunned.
She had originally thought that Zhang Qi would take advantage of her situation, using her urgent need for money to drive the price down hard.
This was also why she wanted the agent to leave earlier, planning to talk to Zhang Qi herself.
After all, it's easier to talk among acquaintances.
But she never expected that Zhang Qi not only didn't lower the price, but actively added a few hundred thousand on top.
Including the few hundred thousand in agency fees saved.
With this move, Zhang Qi had essentially given her nearly a million out of thin air.
This million, although it couldn't fill the 5 million hole, could at least alleviate the pressure on her quite a bit.
Manager Chen Danni looked at Zhang Qi with a complex expression.
"...Alright."
She nodded, her voice filled with a bit of helplessness and gratitude.
She knew in her heart that Zhang Qi had acted quite decently in this matter.
The two of them were just an ordinary superior and subordinate in the company before.
She had never given a good look to Zhang Qi, this subordinate who slacked off all day.
For Zhang Qi to pull her up at this moment and give her this extra million was already doing everything he could.
She really didn't have the qualifications to ask for more.
"Then you sit for a moment, I'll go to the study to get the property deed and loan contract."
Manager Chen Danni stood up and turned to walk towards the study at the end of the corridor.
Zhang Qi leaned back on the sofa and took a sip from his water cup.
His gaze naturally fell on Manager Chen Danni's back.
The hem of that silk white shirt was tucked into her black high-waisted wide-leg pants, outlining her slender waist.
With her walking, the fabric of the wide-leg pants clung to her perky curves, tracing two breathtaking lines.
Paired with that capable, chin-length short hair.
This woman truly possessed a mature charm unique to a high-level female executive.
Zhang Qi shook his head in regret internally.
Such a beautiful female boss who was also fit and extremely capable in her work.
In a few days, when the financial audit bomb exploded.
This woman would probably have to wear silver bracelets and go inside to eat years of free prison food.
It was indeed quite a pity.
That 5 million hole, for the current Zhang Qi, was actually just a matter of moving his fingers.
As long as he took the money from the system account and made a transfer, he could pull Manager Chen Danni back from the edge of the cliff.
But he certainly wouldn't rush to be this kind person.
We aren't related or close, why should I give you 5 million for free?
If Manager Chen Danni could completely put down the arrogant airs of her former female boss.
If she could, like Su Ran or Sun Yiyao, lower her posture, be a bit more proactive, or even pay some substantial price.
Zhang Qi, considering they were at least acquaintances, and given that this woman's quality was indeed extremely high, might really be willing to lend a hand and help her neutralize this bomb.
Just consider it as spending money to buy a top-tier canary.
But obviously.
Although Manager Chen Danni had suffered a heavy blow, the pride in her bones was still there.
She was still holding onto the airs of a department manager, unable to lower herself to beg a former subordinate.
Since she couldn't bring herself to do it, Zhang Qi was naturally happy to play dumb.
The path is chosen by oneself.
In the adult world, there is not so much redemption without cause.