90: Chapter 90 Asset Allocation

Shenzhen Bao'an Airport, VIP passage.

Li Xin, carrying that old backpack, walked out of the passage. Outside the airport, a black Mercedes business van was already waiting by the roadside.

"Mr. Li, where to?"

"One Shenzhen Bay."

The car drove out of the airport and onto the highway. Looking out the window, Shenzhen was still the same—crowded, busy, and hot.

Li Xin leaned back in his seat and pulled out his phone. A pile of messages had accumulated on WeChat.

Luo Maifa had sent over a dozen: "When are you coming back?"

"Yang Hong says the product is going to have a promotion."

"My dad says the company earned over 500,000 last month, and your dividend has been transferred."

"What exactly are you so busy with? It's all so mysterious."

Yang Hong sent two: "Product data looks good, new users have exceeded 500,000.", "Do you want to come back and take a look?"

Qiang Zi sent one: "Tie Zhu's breakfast shop is renovating its fifth branch, waiting for you to come back and see."

Li Xin replied one by one. To Luo Maifa: "Gathering tomorrow." To Yang Hong: "Okay." To Qiang Zi: "Okay."

Then he sent a message to Li Jiayi: "2:00 PM, see you at the company."

Li Jiayi replied instantly: "Received."

At 2:00 PM, Li Xin appeared at the office of Xinyuan Capital.

The office was in an office building in Futian District, occupying the entire floor. When he walked in, Li Jiayi was waiting for him in the conference room. A stack of documents was on the table, with a laptop beside it.

"Mr. Li, welcome back." Li Jiayi stood up and smiled.

"Sit." Li Xin sat down and took the coffee she handed him. "Tell me about the current situation of the company."

Li Jiayi opened the laptop and pulled up a report.

"Xinyuan Capital's currently managed assets are divided into three parts. The first part is the stocks we initially built positions in, with an initial investment of 200 million USD. Up to now, the market value changes of these stocks are as follows—"

She turned the screen around.

Apple: 30 million USD (approx. 4.2 billion RMB), 20 million shares, current market value approx. 45 million USD, 50% increase.

Microsoft: 30 million USD (approx. 4.2 billion RMB), 42.8 million shares, current market value approx. 42 million USD, 40% increase.

Google: 30 million USD (approx. 4.2 billion RMB), 3.33 million shares, current market value approx. 38 million USD, 27% increase.

Amazon: 30 million USD (approx. 4.2 billion RMB), 3.53 million shares, current market value approx. 45 million USD, 50% increase.

Tencent: 40 million USD (approx. 5.6 billion RMB), 1.55 million shares, current market value approx. 60 million USD, 50% increase.

Alibaba: 40 million USD (approx. 5.6 billion RMB), 400,000 shares, current market value approx. 52 million USD, 30% increase.

"In total," Li Jiayi said, "200 million USD base position, current market value is about 282 million USD, floating profit of 82 million USD."

Li Xin nodded. "Later we added another 1 billion USD, how is that part doing now?"

Li Jiayi pulled up another report. "For the 1 billion USD additional investment, we followed your instructions and split it into six parts, adding to these six stocks respectively. Currently, the market value of this part is about 1.12 billion USD, with a floating profit of 120 million USD."

Now holding shares of each company:

- Apple: approx. 1.6188 million shares

- Microsoft: approx. 3.0629 million shares

- Google: approx. 237,900 shares

- Amazon: approx. 249,800 shares

- Tencent: approx. 8.3255 million shares

- Alibaba: approx. 2.2444 million shares

"Total market value is about 1.4 billion USD."

"Not bad." Li Xin leaned back and thought for a moment. "We currently have 56.9 billion USD in cash. I plan to take a portion out for additional investment."

Li Jiayi's eyes lit up. "How much?"

"30 billion USD," Li Xin said, "On top of the existing 1.4 billion USD, add another 30 billion USD. This way, our total position in these stocks will reach 31.4 billion USD."

"In batches?"

"In batches. Invest 20 billion in the first batch, and the rest will enter the market in batches depending on the market situation."

Li Jiayi typed a few keys. "Understood. I will formulate a detailed additional investment plan."

"Second part," Li Xin continued, "Unicorn investment. ByteDance, Didi Chuxing, Parody, DJI—how are these four doing now?"

Li Jiayi pulled up the data. "ByteDance's valuation has risen to 30 billion USD. The 30 million USD we initially invested now has a book value of about 82 million USD.

Didi Chuxing's valuation is 60 billion USD. The 20 million USD we invested now has a book value of about 24 million USD.

Parody's valuation is 50 billion USD. The 15 million USD we invested now has a book value of about 25 million USD.

DJI's valuation is 20 billion USD. The 15 million USD we invested now has a book value of about 30 million USD."

"Total book value is about 161 million USD, with a floating profit of 81 million USD."

Li Xin nodded. "Add another 6 billion USD. Add 2 billion to ByteDance, 1 billion to Didi Chuxing, 1.5 billion to Parody, and 1.5 billion to DJI. Also enter in batches."

"Understood."

"Third part, cash reserves." Li Xin walked back and sat down. "Keep 13 billion USD in cash, untouched. Reserved for use at any time."

Li Jiayi typed for a while and looked up. "56.9 billion USD, minus 30 billion for stock additions, 6 billion for unicorn additions, 13 billion for cash reserves, leaving 7.9 billion USD."

"That 7.9 billion USD," Li Xin said, "leave it for now. Wait until there are good projects to invest in."

Li Jiayi nodded. "I understand. I will formulate a detailed execution plan as soon as possible."

"No rush." Li Xin stood up. "Let's go, accompany me to look at houses."

Li Jiayi was stunned. "Look at houses?"

"Yes. Change to some better houses."

The two went downstairs and got into the car. Li Xin reported the address: "One Shenzhen Bay."

The car drove for twenty minutes and arrived at One Shenzhen Bay. This was the most top-tier luxury residence in Shenzhen, located by the Shenzhen Bay, facing Hong Kong. The building was 100 meters tall, with a glass curtain wall facade, shining in the sunlight.

The real estate agent was a young man in his twenties, surnamed Wang, wearing a grey suit and looking very sharp.

"Sir, Miss, welcome to One Shenzhen Bay. What kind of unit are you looking for?"

"Top-floor duplex," Li Xin said.

Xiao Wang's smile became even brighter. "Sir has a good eye. We have a 400-square-meter top-floor duplex here, priced at 250 million. I'll take you to see it."

The three took the elevator to the top floor. When the elevator door opened, there was a private entrance lobby. Xiao Wang opened the door with a key card, revealing a huge living room inside. The floor-to-ceiling windows faced Shenzhen Bay, and the sea surface was glittering in the sunlight. The mountains of Hong Kong were vaguely visible in the distance.

Li Xin walked around the living room and stood in front of the floor-to-ceiling windows to look.

"I want this one."

Xiao Wang was stunned. "Sir, are you sure? 250 million—"

"Sure." Li Xin took a bank card out of his pocket. "Full payment."

Xiao Wang's hands were shaking. He had been a real estate agent for five years and had never encountered a client who swiped the card for full payment within five minutes of viewing a house.

"Are... are there any others?" Li Xin asked.

"There is one more, in the next unit, also a 400-square-meter top-floor duplex."

"I'll take that one too."

Xiao Wang almost dropped the card. "Two... two units? 500 million?"

"Yes." Li Xin smiled. "One for me to live in, one for me to switch to later."

Xiao Wang's hands shook even more violently. It took him ten minutes to finish the paperwork. Two houses, 500 million RMB, full payment received.

"Also," Li Xin said, "buy another 300-square-meter one, as a backup."

Xiao Wang was already numb. He checked the system mechanically. "There is a 300-square-meter one on a middle floor, 180 million."

"I'll take it."

Another full payment. 680 million, three houses.

When they walked out of One Shenzhen Bay, Li Jiayi was still in shock.

"Why... why did you buy three houses?"

"To live in," Li Xin got into the car. "Let's go, let's go look at cars."

"Look at cars?"

"Yes. I don't have a car."

The car drove for twenty minutes and arrived at the Rolls-Royce Shenzhen 4S dealership. The store was very large, and seven or eight luxury cars were parked in the showroom, each shining under the lights.

The store manager was a man in his forties, surnamed Zhang, wearing a dark blue suit and looking very professional.

"Sir, welcome. What model are you looking for?"

"I want to form a small luxury car fleet," Li Xin said. "Two Phantoms, three Cullinans, two Ghosts."

Store Manager Zhang was instantly overjoyed, his mouth unable to close from smiling. The manager had originally maintained a decent professional smile, but when he heard the other party order so many luxury cars in one breath, he was like being struck by a thunderbolt, frozen in place for a full two seconds.

The next second, his face turned bright red instantly, his eyes widened, and the corners of his mouth curled up crazily, almost reaching his ears, smiling so hard that even his gums were exposed, and the flesh on his face trembled along with it.

"Hey! Hey, hey, hey! Boss, you're generous! Boss, please come inside!"

His excited voice cracked, and he rushed up to lead the way, wiping seats and handing over top-tier tea, his footsteps as light as if he were about to fly.

The wild joy in his heart couldn't be suppressed. "Sir, are you sure?"

"Sure." Li Xin took his bank card out of his pocket. "Calculate how much it is."

Store Manager Zhang tapped the calculator quickly with his fingers, his voice carrying a bit of irrepressible excitement: "Two Phantoms for 16 million, three Cullinans for 18 million, two Ghosts for 8 million, adding everything up, a total of 42 million."

As soon as he finished speaking, Li Xin added indifferently: "Add another Ferrari SF90."

Store Manager Zhang's eyes lit up, and he hurriedly added the price: "Ferrari SF90, 5 million. A total of 47 million."

"Swipe the card." Li Xin was completely unmoved and held out the card.

Store Manager Zhang took the card with trembling hands and excitedly processed the paperwork. Eight cars, 47 million, full payment received.

When they walked out of the 4S dealership, Li Jiayi couldn't help but ask.

"How much money do you actually have?"

Li Xin smiled. "Guess."

"How would I know?" Li Jiayi rolled her eyes.

"Then don't guess." He smiled slightly and got into the car. "Let's go, let's go back. Start working tomorrow."

In the evening, Li Xin sat alone in the top-floor duplex of One Shenzhen Bay.

Holding a glass of wine, he stood by the window. He recalled today's expenses: 680 million for houses, 47 million for luxury cars, a total of 727 million RMB.

Current remaining cash: about 56.17 billion USD.

He took a fierce gulp of wine.

Carefully feeling the burning sensation of the top-tier whiskey flowing down his throat, sliding into his stomach, it felt warm.

He couldn't help but think of the bits and pieces from two years ago. At that time, he was still moving bricks on the construction site, living in a rented room, eating instant noodles, and having finally saved a little money, he gave it all to that woman.

Now, he lived in the top-tier luxury residence in Shenzhen, sitting on more than 50 billion USD in cash. Sigh~ Life is truly unpredictable.

Suddenly, Li Jiayi sent a message.

"Mr. Li, the stock additional investment plan is ready. Tomorrow at nine in the morning, see you at the company."

He replied with "Okay."

Then he put down his phone and continued to look at the night view outside the window.

Tomorrow, start working.