62: Interlocking steps, each one more pressing than the last.

"Let's hear it! What's the important matter!"

Lu Fan leaned back in the spacious executive chair, looking somewhat weary, but his eyes held a glimmer of light.

"Slap~~"

A document stamped with the bright red seal of a bank was slapped down in front of Lu Fan.

"Mr. Lu Fan, on behalf of Huaxin Bank, I formally notify you that due to a major credit risk event at your company,

in accordance with Clause 7.3 of the loan agreement regarding risk control, our bank has decided to immediately exercise the right of early recall.

We require you to repay the full loan principal of 30 million yuan, plus interest of 3,528,000 yuan, by 4 PM today.

If payment is not made by the deadline, our bank will immediately freeze all your company's accounts and initiate asset preservation and legal recovery procedures."

The sharp debt-collection rhetoric was filled with a chilling intent to kill, delivered in an icy, professional tone devoid of any warmth.

Zhou Wei slightly raised her chin, her gaze sharp as she met Lu Fan's eyes: "This is the formal document. Please sign to acknowledge receipt."

The childhood friend's identity, paired with this cut-off-the-escape-route maneuver, instantly froze the atmosphere.

At that moment, Li Jun swaggered back into the office, glanced at the document on the table, and casually sat down next to Zhou Wei.

Lu Fan closed his eyes and took a deep breath.

When he opened them again, he calmly faced Li Jun: "What about your chips? Show them all at once!"

"Oh, Boss Lu, quite the bold talk! Isn't this enough to give you a hard time?"

Li Jun crossed his legs, tapping the armrest rhythmically with his fingers, sneering contemptuously.

Lu Fan responded steadily: "Cut the nonsense. We both know each other well enough!"

"Since you, Boss Lu, insist so strongly, I'll also give you a 'helping hand in the snow'!"

As he spoke, Li Jun pulled out a stack of contracts from his briefcase.

"Boss Lu, these are what you owe to those suppliers outside—all the scattered payments, totaling 21,070,000 yuan."

Li Jun extended his index finger, lightly tapping the contracts, "Now, all these creditor's rights belong to me.

That is to say, I, Li Jun, am your biggest creditor.

I also demand this money be transferred by 4 PM today! Not a single cent less."

"Slap~" The documents were arrogantly tossed onto the desk.

Lu Fan's brows furrowed together as he fell silent.

He knew clearly in his heart that these two appearing so boldly must have something to rely on.

However, what he never expected was that their trump cards would be so substantial.

Especially Li Jun—he had actually managed to gather all of Lu Fan's suppliers' creditor's rights. This move was truly ruthless.

As someone from a debt collection company, even if his own company went completely bankrupt,

they could endlessly harass him with these bills in hand.

Even if the police came, they could do nothing but mediate.

After all, they held the goods.

In an instant, Lu Fan's pressure multiplied. He barely maintained his composure, asking in a low voice: "Anything else?"

"Not enough? Over 50 million yuan—can you come up with it?"

Li Jun's face was full of smugness, his words filled with provocation and mockery. In his eyes, Lu Fan had already fallen into an endless abyss.

Zhou Wei chimed in: "Lu Fan, your company's accounts do have 20 million yuan, and your assets are worth about 50 to 60 million.

Logically, you should be able to raise this money. But..."

She deliberately drew out her words, glanced at Lu Fan, then continued: "That possibility only existed before we arrived."

"Then I'd like to hear what means you have to cut off my funding path."

Lu Fan looked directly at both of them, utterly unafraid.

Li Jun and Zhou Wei exchanged a glance, both seeing a cruel certainty in each other's eyes.

"Since you want to die with your eyes open, I'll oblige you."

The smile on Li Jun's face grew even more sinister as he slowly stood up.

He placed both hands on the edge of the desk, looking down at Lu Fan.

Like a vulture staring at dying prey.

Lu Fan also stood up, facing his opponent directly: "If you have something, show it. Let me die understanding.

If not, stop bluffing. Get lost quickly~~"

"Stubborn till the end. I'll let you die with full understanding."

Li Jun suddenly pulled out several folded A4 papers from his suit's inner pocket, shook them open forcefully, and displayed them before Lu Fan's eyes.

They were densely printed with names, ID numbers, account information, and amounts, with a shocking total at the bottom line: ¥50,000,000.00.

"Know what this is? This is the evidence list of your foolishness."

At this moment, Li Jun had transformed into a victor, his voice firm and excited.

"Ten thousand consumers on this list bought things from you.

According to the 'fake one, compensate ten' promise, you owe them a total compensation of 50 million yuan.

Now, the pursuit of this compensation is entirely in my hands. Now you know what we rely on!"

Zhou Wei, watching coldly from the side, added timely: "Black and white on paper, with absolute legal effect.

Moreover, we've already leaked this news to all our peers. No one will lend you money anymore.

Now, can you die with your eyes closed?"

"You..." Lu Fan's breathing seemed to hitch slightly, his face instantly turning as dark as water.

"Boss Lu, feeling anxious now?"

Li Jun noticed the drastic change in Lu Fan's expression, almost overflowing with delight.

"Lu Fan, after knowing each other for so many years, let me tell you one more thing."

Zhou Wei stood up, facing Lu Fan directly, her red lips curling into aCold curve: "Lu Fan, even as we speak,

all your company's bank accounts, including the basic account, general accounts, and deposit accounts, have been completely frozen.

Not a single cent can be transferred out. You're now a penniless man."

"Penniless? That's too kind. He's now a genuine 'millionaire in debt'~~~"

Li Jun chuckled lightly, adding insult to injury.

After hearing everything, Lu Fan's face turned ashen, his breathing felt heavy, and his hand trembled slightly as he lit a cigarette.

He never imagined these two could scheme against him to such an extent, step by step, aiming to drive him to ruin.

Bank loan recall: 33,428,000 yuan.

Supplier debts: 21,070,000 yuan.

Consumer compensation: 50,000,000 yuan.

Total cash debt exceeding 100 million yuan.

Even moreFatal, all accounts frozen, cash flowComplete break, financing channels blocked.

They expanded theVulnerability bit by bit, continuously extending it.

These steps interlocked tightly, seamless and flawless.

Ultimately forming a black hole capable ofDevour everything.

SuchRuthless scheming was the mostinsidious he had ever seen in his business career.

"Lu Fan, do you admit defeat?"

Li Jun straightened up, crossed his arms, standing shoulder to shoulder with Zhou Wei.

Both wore identical smiles,A mixture of cruelty and pleasure.

As if already seeing Lu Fan shattered to pieces in the debt abyss.

At that moment, a message came through on the phone on the desk.

Lu Fan stubbed out his cigarette, picked up the phone, and his expression visibly returned to calm.

"Lu Fan, stop pretending.

The bank wants money, I want money, the consumers want money—over 100 million in total.

What will you use to repay? Sell thisBroken Company of yours, sell all your body parts—will it be enough?"

Li Jun, like an absolute victor, delivered his final judgment on Lu Fan.

Zhou Wei also coldly spat out the final verdict: "Lu Fan, you will never be able toTurn over."

Lu Fan, his expression back to normal, calmly lit another cigarette and lightly uttered two words: "Is that so?"