317: Chapter 317 Faith Insurance Payout Tide

Three days after the Old Gods spent 2,000 trillion to take over the faith civilization stocks, a surge of insurance claims erupted.

In the early hours of that day, Lin Chen was taking a nap under the tree of heavenly dao when he was suddenly startled awake by Zhang Hao's scream.

"Boss! This is bad! The God Realm of Light has collapsed!"

Lin Chen opened his eyes and accessed the system.

On the screen, the data for the God Realm of Light was shocking:

[God Realm of Light] Transformation Progress: 17% (Stagnant)

Faith Collapse Index: 97% (Critical threshold reached)

Social Order Index: 23% (Severe unrest)

Number of Insurance Claims: 23.7 billion

Estimated Claim Amount: Approximately 470 trillion

Lin Chen's brow furrowed.

"What happened?"

Zhang Hao pulled up the surveillance footage.

In the footage, before the ruins of the temples in the God Realm of Light, countless believers were frantically smashing, looting, and burning. They smashed divine statues, burned scriptures, and attacked each other; the entire civilization had fallen into a state of anarchy.

In the corner of the screen, several figures wearing gray robes flashed by.

Lin Chen's eyes narrowed.

"The Old Gods' people."

Zhang Hao was stunned: "What are they trying to do?"

Lin Chen didn't answer, simply switching to other civilization channels.

Holy Light Empire: Faith Collapse Index 94%, Social Order 31%, 18.9 billion insurance claims.

Church of Truth: Faith Collapse Index 96%, Social Order 22%, 20.3 billion insurance claims.

Eternal Divine Dynasty: Faith Collapse Index 93%, Social Order 35%, 15.6 billion insurance claims.

...

Out of the thirty-seven faith civilizations, twenty-three experienced large-scale unrest simultaneously.

Insurance claim applications flew toward New Era Development's insurance system like snowflakes.

Alpha's voice rang out, carrying a rare hint of urgency:

"Boss, the claim system is overloading. The current cumulative application amount has reached 3,700 trillion and is still growing rapidly. Our insurance fund balance is only 837 trillion."

Lin Chen was silent for a second.

Then he smiled.

That smile made a chill run down Zhang Hao's spine—though he didn't know what the boss was going to do, he knew those gray-robed people were in for it.

"The Old Gods want to use the claim surge to crush us," Lin Chen said. "To make us unable to pay, and then bankrupt our credibility."

Zhang Hao grew anxious: "Then what do we do? How can 837 trillion pay for 3,700 trillion?"

Lin Chen didn't answer.

He opened the communication channel and dialed Golden Abacus directly.

Three seconds later, Golden Abacus's holographic projection appeared in the command center. He looked even more exhausted than last time, with a hint of anxiety in his eyes.

"Lin Chen, I saw it. The matter of the claim surge."

Lin Chen nodded.

"I need money."

Golden Abacus gave a bitter smile.

"I know. But you haven't paid back the money you owe our Universe Bank yet. If you borrow more—"

"It's not a loan," Lin Chen interrupted him. "It's a bond issuance."

Golden Abacus was taken aback.

"Bond issuance?"

Lin Chen opened a document and projected it into the air.

The title of the document was:

"Faith Recovery Bond"

[Issuer: New Era Joint Development Company]

[Bond Type: Ultra-Long-Term Credit Bond]

[Total Issuance: 5,000 trillion dimension points]

[Term: Ten thousand years]

[Interest Rate: Annualized 3% (Interest paid once every hundred years)]

[Purpose: Used to pay out faith insurance claims and support the transformation of faith civilizations]

[Guarantee: All assets and future earnings of New Era Development]

As Golden Abacus looked at the document, his eyes lit up.

"5,000 trillion? Are you sure you can issue it?"

Lin Chen smiled.

"New Era Development's market value is 10 quadrillion, and I hold 51% of the shares. 5,000 trillion is only 20% of the market value. Investors aren't stupid; they'll buy it."

Golden Abacus was silent for three seconds.

Then he nodded.

"The Universe Bank is willing to underwrite it."

Lin Chen reached out his hand.

"Pleasure doing business with you."

Golden Abacus shook his hand.

"Pleasure doing business with you."

That morning, the Faith Recovery Bond was officially listed on the Myriad Worlds Exchange.

As soon as the issuance announcement came out, the entire Myriad Worlds was shaken.

5,000 trillion! This was the largest bond issuance in history!

Investors flooded into the exchange, scrambling to buy the bond.

On the first day, subscriptions exceeded 1,000 trillion.

On the second day, it surpassed 3,000 trillion.

On the third day, it exceeded 6,000 trillion—an oversubscription of 20%.

Those investors who were originally waiting on the sidelines could no longer hold back when they saw this momentum. They rushed to place orders, fearing they would miss out on this wave.

And those faith civilizations that were applying for claims also calmed down when they saw New Era Development issuing 5,000 trillion in bonds. They realized that Lin Chen had the money to pay and didn't need to worry about not getting it.

The momentum of the claim surge began to slow down.

On the fourth day, the bond issuance ended.

Actual funds raised: 6,200 trillion.

Oversubscribed by 24%.

Lin Chen looked at the number and nodded with satisfaction.

"That's enough."

He opened the claim system and entered a command:

"All compliant claim applications will be processed in order. The payout funds will be allocated from the bond proceeds."

Three seconds later, the first batch of claim payments began to be disbursed.

The God Realm of Light received 470 trillion, the Holy Light Empire received 380 trillion, the Church of Truth received 410 trillion...

After receiving the money, the chaotic situations in those civilizations began to stabilize. They had the funds to rebuild order, resettle believers, and advance their transformations.

And those gray-robed people hiding in the shadows were completely dumbfounded as they watched all this.

Their carefully planned claim surge had been neutralized just like that.

The roar of the Chaos Ancient God echoed in the communication channel:

"Lin Chen! How does he have so much money?!"

The Ancient Immortal Emperor said coldly, "Bond issuance. He exchanged future earnings for the next ten thousand years for present cash."

The Mechanical God calculated: "6,200 trillion is enough to cover all claims. We have failed."

"Failed?" The Chaos Ancient God's voice burned with fury. "This is only the beginning!"

He ordered: "Continue to create unrest! I want to see how many times he can issue bonds!"

But this time, they had miscalculated.

After receiving the claim payments, those faith civilizations immediately strengthened their security. They began to screen for suspicious personnel within and arrest those gray-robed saboteurs.

Three days later, thirty-seven gray-robed individuals were publicly executed.

Their identities were confirmed: undercover agents sent by the Old Gods, specifically responsible for creating unrest.

When the news broke, the Myriad Worlds was once again in an uproar.

Those civilizations that were originally waiting on the sidelines publicly expressed their stances, condemning the destructive actions of the Old Gods.

"The Old Gods are shameless!"

"Support Lin Chen!"

"Oppose violence!"

Public opinion completely shifted toward New Era Development.

Lin Chen watched the reports under the tree of heavenly dao, the corners of his mouth turning up slightly.

Zhang Hao whispered from the side, "Boss, what do we do next?"

Lin Chen set down his teacup.

"Next?"

"Wait for the Old Gods' third move."

Zhang Hao was stunned: "They still have a third move?"

Lin Chen nodded.

"They lost the lawsuit, they lost the financial war, but they still have resources."

"Resources?"

Lin Chen stood up and walked to the window.

"After the Zeroing Storm, what is the Myriad Worlds lacking the most?"

Zhang Hao thought for a moment.

"Resources."

Lin Chen nodded.

"Correct. Food, energy, materials, spiritual energy, data... everything usable is a resource. If the Old Gods blockade these resources, we'll be in trouble."

Zhang Hao's expression changed.

"Then what do we do?"

Lin Chen smiled.

That smile was different from before—it was one of genuine anticipation.

"Then let them blockade us."

"It just so happens that I want to see how to play with futures."

Outside the window, the starlight was brilliant.

A new round of war was about to begin.