229: Let Lawyer Zhou take his time.

Xiang Yufeng was completely stunned; he had never expected to lose this case.

Claims adjusters who have been in the industry for a long time generally know very well what situations are compensable and what are not.

Cases like death from heatstroke had never been compensated before, and he didn't expect it to be compensated this time!

How could that be?

"Manager, is this confirmed? Did the Court really rule for full compensation?" Xiang Yufeng asked again.

Whether it was compensated or not actually had little to do with him; he received his salary. It was just that he had previously assured Sun Yiling that compensation was impossible.

Now that the Court had ruled for compensation, he would definitely be responsible for handling the payment, so he felt a bit conflicted.

The manager's voice came from the phone: "I've already sent you the judgment. Hurry up and process the payment. Zhou Yun has already personally urged the leaders."

Xiang Yufeng quickly said: "Okay, okay, Manager, I'll start the process immediately."

After hanging up the phone, Xiang Yufeng was a bit at a loss for words.

He actually had an idea after watching those videos: that Lawyer Zhou Yun was truly different.

The insurance industry often deals with lawyers, most frequently for car insurance claims after traffic accidents.

Cases involving personal injury or death are more troublesome. In this regard, whether it's a large company or a small one, compensation is very difficult.

Some people hire their own lawyers, some use legal aid lawyers, but those lawyers always gave Xiang Yufeng a very normal feeling... Yes, that's right, normal.

Everything proceeded step by step. In other words, Xiang Yufeng felt he could handle many cases himself because he had too much experience in this area.

But that Zhou Yun was truly different. Other lawyers, when encountering a problem, first consider whether they can win the lawsuit. He, when encountering a case, first considers the enforcement after winning.

If it's difficult to enforce at that time, then he will try every means to make it easier to enforce... for example, by sending the other party to jail.

He even said that if the other party went to jail, their assets would naturally be frozen, and the Public Security Bureau would directly deduct them, so there would be no worries about non-enforcement...

Forget it, Xiang Yufeng decided not to think about it anymore. He would follow the procedure and also tell Sun Yiling not to worry, mainly not to let Lawyer Zhou worry.

If Lawyer Zhou gets anxious, things tend to go wrong...

It was already evening, and Sun Yiling was at home chatting with her in-laws.

"Mom and Dad, we won the insurance case today. Once the money arrives, I've decided to pay back the hospital and our relatives and friends first."

"After a rough calculation, there won't be much left after paying back the money..."

They owed too much money before, borrowing from every relative and friend. To be honest, those who lent money in that situation were truly good people.

So, after getting confirmed news, Sun Yiling quickly prepared to pay back the money.

The work-related injury claim was too uncertain. Although she trusted that Lawyer Zhou very much, the insurance money was now confirmed to be obtainable, while the chance of getting work-related injury compensation was very small.

The family actually needed money now, but Sun Yiling still decided to pay back the debts first.

She just didn't know what her in-laws thought.

Regarding insurance, almost everyone who has bought insurance knows about the insurer, policyholder, insured, and beneficiary.

For example, in many murder cases people have seen, a husband buys insurance for his wife, the wife is the insured, but the husband is the beneficiary.

That is to say, if the wife dies, the husband can receive the compensation.

Here, the rider is generally both the policyholder and the insured, and also the beneficiary. In this situation, the insurance compensation is an inheritance that can be inherited and used to pay off debts.

However, if the beneficiary is designated as someone else, then this money is not an inheritance and cannot be inherited or used to pay off debts.

Insurance is one of the most complex financial products. Don't believe the flowery sales pitches. Under the current "dual recording" system, you must look at the bolded text on the final contract you sign, and the words you say to the camera.

You must understand it clearly, otherwise, lawsuits later on are truly troublesome.

Now, this money is considered Duan Liwei's inheritance, so Sun Yiling proposed to pay off the debts first.

Her father-in-law said: "Yiling, you decide these things. Our family had an accident, and people were willing to lend us money, so we definitely need to pay them back in time."

Sun Yiling nodded at his words, and the family fell silent again.

Although there were still many problems, at least they no longer felt like they were carrying a mountain as before.

This was also the reason for Zhou Yun's efforts. For such a family, although money couldn't make up for those problems, at least it could allow the family to move forward better.

Her mother-in-law next to her said: "Yiling, how many days will this take? I saw online that those insurance companies are very slow in processing things and paying money."

Just as Sun Yiling was about to say something, her phone rang. She picked it up and saw it was the claims adjuster.

She answered and put it on speakerphone, saying: "Hello, why are you calling?"

Xiang Yufeng's voice came from the phone: "Ms. Sun, your case was won. I am still in charge of the claim, and I have already applied for it through the expedited channel."

"It should be within these two days, at the latest no more than three days. Is your Bank card confirmed to be okay?"

Hearing this, Sun Yiling immediately said: "That... Oh, my Bank card is fine."

"That's good. You don't need to worry, and tell that Mr. Zhou Lawyer not to rush. This is already the fastest speed. This kind of claim requires approval from the head office," Xiang Yufeng continued.

"Okay, okay!" Sun Yiling quickly said: "I'll tell Lawyer Zhou."

After hanging up the phone, the family of three looked at each other. That Lawyer Zhou's effect was a bit too strong, wasn't it?

Soon, Zhou Yun, who was in his hotel room, received a call and said with a smile: "Tell that claims adjuster that I'm not a bad person. They can just follow the normal procedures."

Here, Zhou Yun wanted to make it clear that he was truly not a bad person.

He just sometimes resorted to unscrupulous means.

But to be honest, why did he have to resort to unscrupulous means? Wasn't it because those people forced him into it?

One after another, they created such complicated procedures, making it so difficult for ordinary people to protect their rights, and even after protecting their rights, they might not get a single cent. What else could he do?!

He could only send the other party to jail.

Amidst Mr. Zhou's murmuring, the day for the labor dispute case hearing quickly arrived.

Before this, after Zhou Yun obtained the contract, he immediately applied for Lixia Company to become a third party without independent claims.

Many people have heard the term "third party without independent claims." Simply put, it means that they have no right to demand the interests in the litigation dispute, but they are a third party with an interest in the case.

It sounds vague, doesn't it? It's supposed to be vague. Not only do ordinary people get confused, but lawyers also get confused.

Many people have passed the bar exam, but they still don't understand this in case handling.

This system has had huge controversies in both theoretical and judicial circles since very early on. You might say it should normally be "no complaint, no action," but as long as the Court believes there's a connection, it can notify a third party without independent claims to participate in the lawsuit.

Then aren't their rights and obligations unequal? They have no independent right to claim, but they might be ruled to bear substantive responsibility.

And in this case, Lixia Company outsourced its business, but the money was still managed by it, so there was clearly an interest involved.