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59: Evidence? They gave it themselves, just now!
Zhou Yun dropped a sentence and left very comfortably.
Now he holds one view: as long as he doesn't die from showing off, then he'll show off until he dies.
I'll tell you directly to your face that I'm going to mess with you, let's see what you can do!
If you have the ability, kill me; if not, shut up. It's that simple!
Meanwhile, at the Bank, Manager Wu, after cursing him as a lunatic, could only return and inform Director Fang of the situation.
Director Fang's reaction was pretty much the same.
"What did you say? He even wants to report us for violations? Is this person, what the hell is going on with him? He's already sued us!"
Manager Wu said with a helpless expression, "I just asked him the same thing, and he said he just couldn't stand us bullying people, so he wanted to report us and see us punished."
Director Fang had a sentence stuck in his throat that he couldn't utter, finally only managing to say, "F*ck..."
He had never seen such a person in his life; it felt like Zhou Yun was purely harming others without benefiting himself. Such a report would bring him no advantages and would needlessly offend people. Why?
Forget it, I won't think about it. I'll just figure out how to deal with this problem.
What kind of mess is this? There are so many unfinished buildings nationwide, why did they just happen to encounter such a lunatic?
Meanwhile, Zhou Yun had already taken a taxi to the Linwu City Financial Supervision and Administration Sub-Bureau.
This was the result of the new round of reforms in 2023, where most of the staff from the People's Bank of China's county-level branches were transferred to the Financial Supervision Bureau.
So, although it was originally a regulation of the People's Bank of China, reports now still need to go to the Financial Supervision Bureau.
Asking around the office building, Zhou Yun quickly found the staff member responsible for receiving reports.
"You said you want to report Hetong Bank Linwu Branch for illegal lending under your real name?" the staff member asked, looking doubtfully at the young man in front of him.
"Such a report can't be made with just a single sentence; do you have evidence?"
For minor issues, like a Bank staff member having a bad attitude, you might just need a phone call to complain.
However, for situations like illegal lending, which could lead to the Bank being penalized, evidence is definitely required.
"Comrade, I must remind you that without evidence, it's impossible to file a case for investigation," the staff member reiterated.
Then, to the bewildered gaze of the staff member, the young man casually pulled out several documents from his bag.
"Of course I have evidence. Look here, this is the housing loan disbursement situation for the Purple Royal Half-Mountain project at Linwu Branch. You can see that this loan was not deposited into the supervisory account at all."
"And here, the payment time for this loan was two years ago, but it's clear that at that time, the building hadn't even been topped off. So, the Bank giving this loan to the developer was also a violation."
The staff member took the documents with a shocked expression and examined them carefully. Holy cow, this evidence seems to be real!
The Bank's bright red seal absolutely couldn't be faked; faking that would land you in jail.
After a moment of stunned silence, the staff member subconsciously asked, "How do you know the building wasn't topped off at that time?"
Zhou Yun immediately smiled upon hearing this: "That's because the building still hasn't been topped off now, Comrade. Look at this photo; it's very clear that the building isn't topped off yet."
The staff member looked at the photo and said nothing; this evidence was truly unbeatable!
It's not like the developer topped off the building and then tore it down again.
After carefully examining the evidence for a long time, the staff member finally asked, "May I ask where you got these things?"
Zhou Yun smiled again: "Of course, Linwu Branch gave them to me themselves. Look at this seal; it's definitely theirs."
Zhou Yun paused, then added, "Oh, they gave it to me about twenty minutes ago, it's still warm..."
"What? Linwu Branch gave it to you themselves? No, they..."
The staff member was dumbfounded. He wanted to refute, but he didn't know how, because there was only one possibility.
Zhou Yun continued, "In short, these pieces of evidence are guaranteed to be authentic, but I have other uses for them, so you can make copies after you've verified them."
This is normal; reports don't necessarily require originals.
The staff member had nothing more to say. He copied the documents and then issued Zhou Yun a receipt.
Holding the receipt, Zhou Yun walked out of the Financial Supervision Bureau. This report would definitely give the Bank a hard time.
Next was to submit the evidence to the Court and then wait for the Court to accept the case.
Linwu City Court, still the familiar case filing window, still the familiar staff member.
Zhou Yun handed over the documents in his hand, and after carefully examining them, the staff member said, "Lawyer Zhou, the evidence and everything else are now complete. You're still insisting on filing the case, right?"
"I must remind you that there's no precedent for this type of case nationwide, and Banks have never offered compensation in this regard."
What the staff member said was true, as there were indeed no cases where any Bank had borne compensation responsibility.
Zhou Yun said expressionlessly, "Yes, I insist on filing the case. You are also very clear about the current situation. I went to the Housing and Urban-Rural Development Bureau, and they told me this was a civil dispute and advised me to pursue legal channels."
"Our request to disclose the supervisory account details was rejected."
"My client went to report the case, and the Public Security Bureau said it was a civil dispute and they couldn't file a case, advising us to resolve it through legal channels."
"So, what do you say? What else can we do now? Everyone advises us to pursue legal channels, so we can only pursue legal channels, right?"
"What else can we do? Jump off the building?"
The staff member gave a bitter smile and said, "Lawyer Zhou, please stop talking. I'll report this for you. Your case now probably needs approval from the Court leadership."
"Then I'll wait for the case to be filed!"
Dropping a sentence, Zhou Yun left the Linwu City Court. Now, he had pulled the Bank down a bit.
It's not that Wen Yuhe and these few people could do much; the total liquidated damages for a few people were insignificant to the Bank.
The key question is, how many people took out loans from Linwu Branch to buy unfinished buildings?
And how many illegal loans did Linwu Branch issue within that?
Individual cases certainly don't prove anything, and our country is not a common law country.
However, in certain circumstances, individual cases can become the spear that pierces through a predicament!
If the same Court can rule on the compensation responsibility for an individual case, even if not fully supported, Zhou Yun can directly call on other unfinished building owners to sue together!
This step is the most difficult for other lawyers because they are afraid, but for Zhou Yun, it is the simplest!
Afraid of what? If he's not afraid of death, what else is there to fear?
While thinking, Zhou Yun had already set off. It takes over an hour to travel from Linwu City to Yunshan County by car, and it was past three in the afternoon when he arrived.
Without eating or resting, Zhou Yun went directly to Yunshan County Court and pulled out the administrative litigation complaint he had already prepared.
"Confirmation of Administrative Illegality of Linwu City Housing and Construction Bureau?"