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57: We want to talk about the law, right? Then let’s talk about the law!
Zhou Yun wasn't too surprised by this outcome.
After all, the Court and the Bank are ultimately two different systems, and for the sake of stability, they might cooperate at certain times.
For instance, in some areas, cases of unfinished buildings with collective lawsuit properties are uniformly dismissed, with the reason being that the current buildings have been taken over by relevant departments.
If a forced judgment were made, it would lead to a series of risks, so they are uniformly dismissed. If the relevant departments cannot solve the issue, then a separate lawsuit can be filed.
This type of judgment is not uncommon but is quite thought-provoking. For example, under what circumstances can it be considered that relevant departments cannot solve the issue? How long does this period last? No one knows.
However, the situation here is not the same. Regardless of the angle, it is imperative that interested parties apply to investigate the mortgage disbursement information!
As for the video, Zhou Yun was actually prepared. To be a good Lawyer, one must always think three steps ahead.
Does the situation of improvising during a Court hearing exist? Of course, it does, but it's rare.
For a proper Lawyer, most of his work is done outside of Court; the Court session itself is just a quick moment.
It relies on the combination of evidence, facts, and legal basis, and on prior preparation rather than so-called improvisation.
There are some Lawyers who stutter when they speak, but they can still win in Court.
Conversely, those Lawyers who are always “eloquent” tend to lose every case…
And for Zhou Yun, since the Bank agreed to let him investigate, then he would investigate!
He would go after the administrative lawsuit was over. Things need to be done step by step, proceeding cautiously, and solidifying the evidence at each stage.
Soon, Zhou Yun took a taxi to the Linwu Branch. Coincidentally, it was still Manager Wu, the lobby Manager from that day.
Manager Wu also saw Zhou Yun and quickly walked over: “Lawyer Zhou, you’ve arrived.”
Zhou Yun nodded: “Yes, Manager Wu, I have all the materials with me. Do you need to verify them again?”
“Let’s try to be as quick as possible, because I still have to go to Yunshan County this afternoon.”
Manager Wu forced a smile and said: “Lawyer Zhou, we will certainly cooperate with this investigation, but the procedures must be followed.”
“Please come with me to the second floor. The first floor is a bit crowded right now.”
Zhou Yun readily agreed. Today, he wanted to see what other tricks this Bank had up its sleeve.
Not long after arriving on the second floor, Director Fang, the old acquaintance from that day, came out again.
Director Fang’s face was dark this time. Upon seeing Zhou Yun, he simply said: “Lawyer Zhou, you’re here again.”
Zhou Yun nodded: “Director Fang, I just asked, if you still need to verify materials, please do it quickly, I have something to do this afternoon.”
Director Fang waved his hand upon hearing this and said: “Lawyer Zhou, please don’t be anxious.”
“Now, the Court is forcing us to accept the investigation, and we will cooperate. But you, you said if it doesn’t work, you’ll post it online, right? Is what you’re doing not wrong?”
“As a financial institution, our Bank has the obligation to protect financial security, but what happened? You are using public opinion to make us comply.”
“Lawyer Zhou, everyone online says you’re reasonable, but this is how you’re being reasonable, right?”
“Also, I’d like to remind Lawyer Zhou, our monitoring here has full coverage, and sound can also be recorded.”
Director Fang was truly upset, an upset mixed with fear and worry.
Aren’t you, Zhou Yun, famous for being a “legal tough guy”? Alright, then I’ll record this situation and let everyone see how you handle cases.
You use your reputation to threaten the Court, thereby coercing the Court to issue you an investigation order.
This was also the only desperate measure he could think of, a last resort.
Zhou Yun immediately laughed upon hearing this, laughing very happily: “Director Fang, are you sure the monitoring isn’t broken? Then I can rest assured.”
As he spoke, Zhou Yun pulled out his phone and directly started a live broadcast.
“Director Fang, you don’t need to do it, I will. You don’t even need to post a video, I’ll go live. Let’s have a good debate right now and see if you should cooperate with the investigation order!”
What? Director Fang was immediately stunned. No, is this guy surnamed Zhou out of his mind?
This is like playing poker; you play a card and say what you’ll do next, but the opponent immediately plays a bomb, leaving no room for a comeback.
Doesn't he worry that if something goes wrong, he'll be ruined online?
However, it was too late to stop him, because Zhou Yun had already started talking to the live stream.
“Hey, I didn’t expect so many people to watch my live stream right now. Welcome, everyone.”
“There’s something going on, a case about a regular housing loan. Now I’m applying for an investigation order with the Court, wanting to know which developer’s account the loan was disbursed to by the Bank, but the Bank is currently refusing to let us investigate.”
“They believe that my client, the homeowner, is only a third party, and that the loan disbursement is a commercial secret of the developer.”
“Now they want to debate with me, and I think it’s a good opportunity to show everyone… Director Fang, don’t leave! You were right just now, I, Zhou Yun, am the most reasonable person!”
“What, now that I want to be reasonable, why are you running?”
“If you want to talk about the law, let’s talk about the law!”
After being rebuked a few times, Director Fang sat back down. He was now in a difficult position.
However, it was quite interesting that Zhou Yun didn't reveal the entire case situation; he didn't directly say he was working on an unfinished building.
That was good then.
Meanwhile, in the live stream, many viewers were utterly bewildered.
“Holy cow, Lawyer Zhou suddenly went live? And he’s at the Bank? And he’s going to debate live?”
“Interesting, truly interesting! Hurry up and start, you guys!”
“I didn’t hear clearly, a loan?”
Because Zhou Yun had placed his phone on the table for the live stream, Director Fang also saw some bullet comments. He seized the opportunity and said:
“Alright, since Zhou Lawyer has such an elegant interest, I will accompany him to the death.”
“As a financial institution, our Bank has the right and obligation to protect our clients’ financial security. And the loan disbursement has nothing to do with the homeowner.”
“However, this Lawyer Zhou threatened the Court, saying that if the investigation wasn’t allowed, he would post it online. I believe this is an unreasonable way of speaking.”
“Everyone, tell me, am I wrong?”
Manager Wu, standing nearby, wiped his sweat. How did this matter feel like it was escalating? This Lawyer Zhou’s courage was astonishingly great.
Director Fang’s situation, however, was a bit unexpected; he was actually willing to debate on the live stream.
The live stream chat began to go wild, with many netizens starting to express their opinions.
“I actually think what this Bank leader said is correct. How a loan is given to someone has nothing to do with ordinary people, that’s their privacy.”
“Lawyer Zhou’s threat is indeed a bit lacking. I think as a Lawyer, one should still be reasonable.”
“No, what are you all saying? Lawyer Zhou applied for an investigation order. Since the Court approved it, that means there’s no problem…”
Director Fang glanced at these bullet comments and immediately felt more at ease.
Of course, it was mainly because he subconsciously saw comments that were favorable to him, and he didn’t pay attention to others because they were scrolling too fast.
Zhou Yun, on the other hand, remained calm and said: “Director Fang, have you finished speaking now?”
Director Fang nodded: “I’ve finished, Lawyer Zhou, you speak.”
Zhou Yun looked at his phone, then said: “Director Fang, it was indeed my fault for saying I would post it online, because I wanted to finish the case quickly.”
“However, since you want to talk about the law, let’s talk about the law. I can even not investigate today, and we can go through this legal process properly!”
“Alright, you said my client is a third party and therefore has no right to inquire, right?”
Director Fang leaned back: “That’s right. Which account the loan is disbursed to involves the developer’s commercial secrets, and it has nothing to do with the homeowner…”
He relaxed slightly, because Zhou Yun had taken the bait.
It was still live, and if this went viral, it would be extremely damaging to Zhou Yun’s reputation. At least in this case, he wouldn't have to worry about the other party.
Zhou Yun, however, didn’t care at all and likewise crossed his legs: “Alright, Director Fang, I have a question I’d like to ask you, may I?”
“Of course, Lawyer Zhou, feel free to ask.” Director Fang quickly said.
Zhou Yun looked up at the monitoring and said: “Good, I ask you, whose loan is this loan?”