188: Installment - 2

Originally, Su Ning felt despair when Dog man mentioned the loan. She stood there with a long face, having rehearsed 'a hundred tactful ways to refuse a loan' countless times in her head.

But now, hearing Little Wang mention the 'eligibility check,' her eyes instantly lit up!

That's right! Loans require eligibility!

As a voice chat room streamer who worked inconsistently, she would definitely be classified as 'unemployed' with fluctuating income in the banking system. It was a feast or famine lifestyle; it would be a miracle if she passed!

God is finally watching over me! A narrow escape from the jaws of death!

She quickly interjected, her tone carrying a hint of 'regret': "Oh, young man, you see... I don't even have a job, my income is sporadic, and my bank statements are a mess. There's no way I'll pass. Why don't we just..."

"Little Sister Su!"

Jiang Ye suddenly turned his head, looking at her with a resentful gaze, his voice sounding like he was on the verge of tears:

"You don't have to find excuses to brush me off... I understand, I understand everything... I was thinking too much... I really only deserve to squeeze onto the subway... Forget it, I'll go ask if the subway offers monthly passes; it might be cheaper..."

After saying that, he gave his 'Dream Car' one last despondent look, bowed his head, and began to leave the booth with a lonely silhouette.

Logically, as a veteran simp, even though Su Ning knew he was acting, she should have played along out of 'professionalism.'

But at this moment, her massive 'survival instinct' overrode everything else!

What 'Good Girl' persona? What 'future investment'? Everything was insignificant compared to a hard 150,000!

To put it bluntly, if she had to choose between 'sleeping with him' and 'buying the car' right now, she would definitely—after a period of (possibly three seconds long) careful consideration—resolutely choose the former!

At least 'sleeping with him' was a short-term pain, while debt was long-term torture!

Right, right, right, let's get home quickly!

This place is not safe to linger!

At worst... at worst, she would just be more proactive once the Hall Battle ended tonight, wash up, and lay flat!

Anything was better than inexplicably saddling herself with over a hundred thousand in debt!

The salesman, Little Wang, was also a bit dazed. He scratched his head at the sudden plot twist between the two, but out of professional habit, he couldn't help but call out again:

"You two, actually... we can try submitting the documents first. It's very fast. In case it passes..."

Jiang Ye, who was already somewhat disappointed and ready to head back, paused in his tracks upon hearing this.

True.

I'm already here anyway!

Going home would just mean being bored out of my mind and staring blankly at this drama queen of a girl. Might as well wait and see here.

What if the banking system glitched, or if they showed mercy because of the two large transactions recently?

One must have dreams; what if a miracle happened?

On the side, Su Ning's heart skipped a beat when she saw Jiang Ye stop. She cursed inwardly, sensing trouble.

Her heart pounded with nervousness. She secretly glanced at his expression, terrified that he would change his mind.

"No need to try..."

Jiang Ye waved his hand, his tone bitter. "Someone like me definitely won't pass the check..."

Hearing this, Su Ning breathed a long sigh of relief, her heart finally settling back into her chest.

Right, right, right! What's the point of trying!

Home, let's go home. Losing money to avoid disaster, losing my body to save my money—I'll accept it!

Give it to him! Give it to him! I'll give it to him as soon as we get back!

But before she could fully exhale, she saw Jiang Ye slowly turn his head, his gaze landing on her.

That look was extremely complex, mixing intense unwillingness, a shred of remaining hope, and... a hint encouraging her to 'bravely stand up.'

Alarm bells immediately rang in Su Ning's head!

No! Here comes the scheme!

This Dog man hasn't given up at all!

He doesn't want to sleep with me, he just wants the damn car!

Sure enough, Jiang Ye sighed faintly and 'muttered to himself' in a volume loud enough for both Little Wang and her to hear clearly:

"Sigh... if... if at this moment, there was a good girl who truly cared for me and was willing to give everything for me, even if it was just... willing to try this seemingly impossible thing for my sake... even if the final result was still failure... as long as she had that heart, that courage... I... I would be... satisfied, with no regrets in this life..."

After speaking, he 'accidentally' cast a hopeful glance at Su Ning.

Little Wang was stunned for a few seconds before quickly catching on. He immediately turned his fire toward Su Ning:

"Miss, look at how much your boyfriend likes it. Why don't you help him try? I've met many customers before who thought they weren't eligible at first, but they were approved in the end! Financial policies are relatively loose now; the probability of approval is quite high!"

"No! I definitely can't!"

Su Ning was startled and immediately jumped up in protest. "My eligibility is terrible! I'm unemployed! My income is unstable! I'm a streamer who gets something for nothing! Here today, gone tomorrow! Banks hate people like us the most!"

Little Wang glanced at Jiang Ye's expression. Seeing 'keep going, brother' written all over his face, he understood instantly:

"Don't worry, Miss. The streaming industry is very common now. Is it convenient for you to provide your bank statements from the last six months?"

Su Ning was dumbfounded.

She didn't have any stable bank statements!

Before, she was just robbing Peter to pay Paul. It was only in the last two months because of 'Brother Ye' that she had some decent income, but the duration was too short to be considered 'stable.'

"I... my statements don't look good! It's all incoming amounts of dozens or hundreds!" Su Ning made a final struggle.

"Little Sister Su, that's not the right way to put it."

Jiang Ye 'kindly' reminded her from the side: "Did you forget? You withdrew tens of thousands in a single day on Christmas Eve last month, didn't you? And today you... well... spent quite a lot. This shows you have strong spending power! Maybe the bank likes customers with strong consumption potential like you?"

"Right, right, right! This gentleman is absolutely right!"

Little Wang immediately followed the lead. "Miss, large transactions are also a reflection of financial strength. We can submit the materials first for a comprehensive evaluation by the audit department. There might be a surprise!"

"..."

Su Ning now felt like she was facing two salesmen at once.

One was tricking her openly, while the other was stabbing her in the back.

That feeling of being trapped in a series of schemes and backed into a corner reminded her of the 'shills' and 'pig-butchering scams' she'd seen in the news... Was she the little piglet waiting to be slaughtered right now?

If she agreed, it was clearly a bottomless pit;

If she didn't, Dog man's gaze could practically kill, and she still needed him for the Hall Battle tonight... Aaaaaah!

Although she had just resolved to take the gamble, she was gambling with those 36,000!

If she bought him a car for 150,000, how many gifts would he have to send her to break even?

300,000?!

Hmm... 300,000... He actually was going to gift 150,000 today... It feels like... it's not entirely impossible to recoup the costs... Like hell it is!

The logic doesn't hold up at all!

If you have 150,000 yourself, then buy it in full yourself!

Why must you torture me and make me take out a loan to buy it for you?! Do you have to insist on this performative nonsense?!

——

There's one more chapter under review; it will probably have to wait for the manual staff to start work in the morning.