100: Chapter 100 is the maximum, understand?

The customer service representative sent an extremely exaggerated "hugging a thigh" meme.

Following this was a long, enthusiastic paragraph of text.

"Hello, valued VIP customer! The black market is filled with mixed and messy Divine Sources, and bulk purchasing carries significant risks. I have specifically checked our company's internal rewards warehouse."

"There happens to be a 100-square-kilometer Divine Source in the warehouse, which is not easily sold to the public!"

"Given your influence and VIP privileges on our platform, I can help you apply for an internal purchase. After the premium, the total price is around 28.8 billion credit points."

"Considering your cash flow issues, our platform supports specialized installment loan services. Given the potential and strength you have demonstrated, you will definitely be able to pay it off easily within a year. Moreover, I have applied for the lowest interest rate for the year for you—only 1 billion!"

"What do you think of this plan?"

100 square kilometers, 28.8 billion.

This dedicated customer service representative certainly had some tricks up their sleeve. On the surface, they appeared to be looking out for the customer by providing scarce resources and low-interest loans, but in reality, they wanted to deeply bind him to the Abyss Arena through this massive debt.

If this deal went through, the commission alone would be enough to make the representative's hands soft, but they still underestimated Gu Han.

Gu Han did have money on hand now, and his assets had skyrocketed to 5.3 billion, but he couldn't afford to let a single cent of the negotiable price go.

Besides, since he had already decided to take out a loan, what was 28.8 billion?

He worked so hard to rise, risking life and limb in the black market matches, precisely because he didn't want to settle for those inferior substitutes due to a lack of money.

If he was going to do it, he was going to do it big.

Gu Han typed quickly.

"Do you take me for someone short on money? And since this is stock from your internal warehouse, the premium is outrageously high. Do you really take me for a sucker?"

"If you want to achieve results among your customer service team, you need to broaden your perspective."

"Given my strength and future development potential, I really don't have my eye on a 100-square-kilometer Divine Source."

"Max it out, understand?"

"Within the maximum range allowed by your authority, max out my loan limit completely."

The customer service representative on the other side of the screen was clearly stunned; the "typing" status remained frozen for a long time.

Originally, by throwing out this 100-square-kilometer Divine Source, they were just trying to test Gu Han's acceptance of loans and gauge the bottom line of this dark horse newcomer, as not all customers accepted loans.

They didn't expect this person to have such a big ego and actually complain that it was too little.

To raise the loan limit, Gu Han continued to up the ante.

"I don't mind telling you, I have plenty more treasures of the same level as the fast-growth version of battle-mark grass."

Less than three seconds after this message was sent.

"This is my dereliction of duty! I'm sorry, valued customer, my vision was too narrow!"

"I will immediately re-evaluate the maximum limit for you; please wait a moment!!"

Dealing with smart people is easy; since it concerns how much commission the representative can get, they would surely go all out.

About ten minutes passed.

This time, what was sent wasn't text, but a dense electronic agreement.

"Valued customer, this is the highest-level plan I could apply for on your behalf. Please take a look."

Gu Han opened the agreement and quickly scanned the core terms.

[The platform is willing to provide a massive loan of up to 200 billion credit points. The interest is zero for the first year, and 10% (20 billion) annually thereafter. This money can only be used to purchase a 1,000-square-kilometer Divine Source in the internal warehouse.]

It counts as a 100% premium, which is still acceptable.

What's important are the additional terms.

[The agreement stipulates that the customer must upload the coordinates of their Divine Kingdom, and must provide exclusive agency rights for at least ten types of substitute divine plants to the Abyss Arena within the coming year. If in breach of contract, it will be considered malicious loan fraud, and a penalty of ten times the loan amount must be paid. Furthermore, the arena software will forcibly take over and deduct the debt from his personal account until it is paid off.]

Although this electronic agreement had no legal effect, the software belonged to their company, and they weren't even pretending anymore; they could deduct money directly from the account. This agreement was just a warning of integrity.

Gu Han had actually anticipated this earlier, but such a large company surely wouldn't covet the few billion in his account.

One thousand square kilometers is 1,000 times the size of the original Divine Kingdom. As long as there is space, let alone ten types, even one hundred types would be no problem for Gu Han.

A 200 billion loan—now that's more like it. The Fangxin Loan company still underestimated the strength of the Jiangcheng Loan King.

Gu Han didn't hesitate at all; he signed his name at the bottom of the light screen and uploaded his Divine Kingdom coordinates.

He clicked "Confirm Transaction."

The moment the agreement took effect.

A message popped up on Gu Han's software stating that his account had been frozen.

He opened his account to take a look.

The 5.3 billion credit points that had been lying quietly inside had all turned gray.

The account status displayed: Frozen (Under high-risk debt supervision).

Gu Han raised an eyebrow.

Good grief, crows are truly black all over the world.

He had just signed a 200 billion IOU, and in the next breath, they had sealed off his cash flow.

He switched back to the chat interface and directly interrogated the customer service representative.

"Audacious! Is this how you treat a valued customer?"

"You want me to pay back the money, and you want me to work, yet you turn around and freeze all the funds in my account. What kind of logic is that?"

The customer service representative replied quickly, clearly having prepared the excuse long ago.

"Please calm down, valued customer. This is an automatic risk control mechanism triggered by the system."

"After all, your loan amount is too massive. According to company regulations, before you provide the first batch of collateral, the system will automatically lock all assets in the account. I can grant you access to 1 billion as working capital."

"As long as you can produce the first sample of a substitute divine plant for us to evaluate, the account will be unfrozen immediately upon confirmation of its value."

Gu Han snorted coldly, noted it down silently, packed the fast-growth version of the spirit root network with the worst research results into a resource card, took it out from the Divine Kingdom, and sent it over.

"This is the substitute version of the spirit root network. It has a short growth cycle and can be directly consumed by ordinary creatures. Ten times makes one course, and after eating three courses, there is a small probability of improving spirit root aptitude."