440: Safety and health are more important.
Upon hearing this, Lin Yichu was first shocked, then overjoyed:
"If that's possible, of course I'm willing. Thank you, Manager. Once I get my salary, I'll transfer the commission to you."
Wu Yufang waved her hand generously: "No need."
Lin Yichu hurriedly refused: "How can I do that? You've already helped me meet my performance targets; I can't possibly take your commission too."
"It's fine. As your direct supervisor, I can naturally get a portion of the commission from your performance anyway.
Plus, you introduced me to your cousin, such a high-quality client. Consider that small commission a token of my appreciation."
"This… alright then."
Lin Yichu understood clearly that the only reason Wu Yufang was suddenly being so nice to her was because she was Ye Su's Older Female Cousin.
She wasn't wrong, either.
Compared to introducing Ye Su to her, those two thousand-plus in commission were essentially a freebie.
Thinking back to when Ye Su left and said they should eat together again sometime, Lin Yichu actually began to seriously consider this phrase, which everyone usually took as mere politeness.
Without a doubt, being able to pull out two million for stock trading, wearing a watch worth over a million, and even wearing an outfit costing tens of thousands, Ye Su was the standard high-net-worth individual in the eyes of their internal staff.
He had already put up two million for stocks, so asking him to buy some wealth management products from her would be a breeze.
If she could introduce his business friends to buy wealth management products from her as well, that would be even better.
It wouldn't even need to be much; if each person just bought a few tens of thousands worth from her a month, she would likely be able to meet her internship targets next month and successfully transition to a full-time position!
But thinking about pushing bank wealth management products onto Ye Su and his friends made Lin Yichu feel a bit guilty.
It wasn't to say that their bank was like an illegal fundraising scheme or a "pig butchering scam" designed to trick depositors out of their money and then run away.
As one of the big four banks, they wouldn't do such a thing.
It was just that the wealth management products they sold calculated annualized returns based on the most ideal market conditions.
Theoretically, if the market was good enough, the annualized returns listed on the wealth management products could indeed be achieved.
But those three words "theoretically" — anyone who knows, knows — and there would always be a discrepancy with "actually."
For a wealth management product labeled with an annualized return between four and eight percent, the depositor would end up with only about two percent.
Although it was still higher than the 1.3 percent yield of their bank's standard one-year fixed-term deposit rate, one also had to bear the risk of loss.
A wealth management product with an annualized return between four and eight percent might end up with less than one percent, and unlucky depositors might even encounter losses.
At the very least, when she was selling them, she dared not guarantee to depositors that their bank's wealth management products would have zero risk of loss, to prevent depositors from collecting evidence.
So that if they really lost money later, they wouldn't come to her doorstep with a recording, demanding compensation for their losses.
If she really sold these wealth management products to Ye Su, Lin Yichu would feel a bit like she was scamming a relative.
She was terrified that if she pushed these products on Ye Su and he lost money, and word got back home, her mom would scold her until she was unrecognizable.
Saying that she was blinded by greed and that for the sake of money, she would even scam the youngest cousin in the family.
But other than Ye Su, she had no other high-quality clients who could potentially help her reach her performance targets.
"Sigh…" Lin Yichu sighed. "Let's just go with the flow. I still need to find an opportunity to eat with him. At most, if he wants to buy wealth management products, I'll just tell him the truth. That wouldn't count as deception, right?"
Having figured this out, Lin Yichu made up her mind to ask Ye Su out for a meal whenever she had the chance.
...
On the other side, it was already past eleven when he left the branch. Ye Su first sent a message to Feiyu, telling him they would go to the cattle farm together in the afternoon, before driving back to the Apartment Complex.
On the way home, thinking about how he had likely won a tri-fold mobile phone back at the branch because he was wearing 4 lucky stones.
To further verify the effect of the lucky stones, Ye Su specifically made a detour to a lottery shop and spent 600 yuan to pick out a stack of unopened scratch-off lottery tickets.
The remaining six lucky stones, after being weakened level by level, had a negligible effect, so Ye Su couldn't be bothered to take them out.
Back home, he ordered takeout, and only then did Ye Su open the scratch-off lottery tickets:
"Let me see if I can scratch out another big prize!"
Licking his lips in excitement, Ye Su picked up a card to use as a scraper and immediately scratched off the coating of the first scratch-off lottery ticket.
"Hmm…" After checking the numbers, Ye Su muttered, slightly puzzled: "How come I didn't win?"
Fortunately, Chen Xinyi wasn't home; otherwise, if she saw this, she would definitely mock him to his face, asking if Ye Su had gone crazy wanting money.
Playing scratch-off lottery tickets and not winning was the norm, wasn't it? What was there to be surprised about?
Refusing to believe it, Ye Su tossed the losing ticket aside and picked up the second scratch-off lottery ticket:
"Winning that tri-fold phone earlier, could it really have been a coincidence, and had nothing to do with the lucky stones?"
Swish—
As he spoke, Ye Su's hand moved with the card, scratching open the second ticket and carefully checking the numbers scratched out.
"Huh, I actually won!"
Ye Su saw that beneath the prize amount [50], there was an obvious winning symbol, indicating that he had scratched out 50 yuan on this ticket.
"Let's try again."
Placing the winning ticket on the other side, Ye Su continued to scratch off the remaining tickets.
"Nothing…"
"Another 50!"
"Nothing…"
"Two hundred!"
"…"
With the scratch-off lottery tickets costing 20 yuan each and 30 in a book, after Ye Su scratched them all, he found that 14 of them had prizes, with a winning rate of nearly fifty percent.
Looking at the two piles of winning and losing scratch-off lottery tickets, which were roughly the same thickness, Ye Su looked excited:
"Winning this many tickets, not bad."
Next, Ye Su counted up exactly how much money he had won from this book of scratch-off lottery tickets.
"50, 100, 200…"
It wasn't as exaggerated as at the branch, where he won a mobile phone worth twenty thousand yuan.
However, adding up the 14 scratch-off lottery tickets, Ye Su still managed to win 1520 yuan, making a net profit of 920 yuan.
This amount of money was not worth mentioning for Ye Su now; it was basically just enough for Yan Ran to buy him a pair of underwear.
What excited Ye Su was that making 920 yuan from one book of scratch-off lottery tickets proved from the side that although the effect of the lucky stones was erratic, it could really bring him good luck.
Sweeping away the dust from the table, Ye Su took out the ten lucky stones from his pocket and the system space to fiddle with them:
"Later, I'll have these stones processed into bracelets and give one to each family member to wear. Whether they win prizes or not doesn't really matter.
But if it can bring good luck to the wearer, at least it can protect everyone and keep them safe when they go out, right?"
Great wealth and status could only rank second.
For Ye Su, having the people around him safe and in good Health was the most important thing.
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