67: Chapter 67 Tiger Brother of the Underground Bank in Southern Beijing

Qin Jianye's face darkened upon hearing this. He was about to push the door open and head out, but Qin Yi reached out and gently stopped him. "Dad, who are these people?"

"The leader is Chen Hu, the boss of the Jingnan Underground Bank. The others are his henchmen." Qin Jianye gave a bitter smile and shook his head, his confusion deepening. "Strange, I haven't called him yet. Why did he show up uninvited?"

Upon hearing this, a faint smile played on the corners of Qin Yi's mouth. He raised his hand and gently patted his chest, his tone relaxed and confident. "Don't worry, Dad. I'm here!"

As he spoke, his figure flickered as he took the lead and stepped out of the main house. Qin Jianye, Wu Xiuhua, Qin Jianren, and Su Fangfang followed closely behind him into the courtyard.

Seeing the few of them come out, the leader, Chen Hu, curled his lips into a cold sneer. "Yo! Everyone's here. Perfect! Qin Jianye, the day to repay the debt is here again. How are the funds coming along? Isn't it time to pay back what you owe me?"

"You're Chen Hu?" Qin Yi's gaze locked onto Chen Hu, a hint of disdain flashing in his eyes. He silently issued a command to the System: "System, activate Eye of Truth!"

As the System notification sounded, various pieces of information about Chen Hu appeared before Qin Yi's eyes.

[Name: Chen Hu]

[Gender: Male]

[Identity: Boss of Jingnan Underground Bank]

[Age: 35]

[Realm: None]

[Cultivation Technique: Boxing, Muay Thai, Judo, Sanshou, Mixed Martial Arts]

[Favorability: 0]

[opposite-sex intimacy value: 15]

Looking at this information, Qin Yi couldn't help but chuckle inwardly while remaining calm on the surface. He thought to himself, "Hmph, his strength isn't much, but he sure plays around a lot..."

Just then, a blonde-haired lackey beside Chen Hu took two steps forward. He reached out, intending to poke Qin Yi's chest, and shouted arrogantly, "Hey, what the hell! Is our boss's name something you can just call out? Call him Brother Hu!"

However, in the next moment, an unexpected change occurred.

Before anyone could react, a miserable scream rang out.

"Agh, fuck!" The blonde-haired man screamed in pain, glaring at Qin Yi while continuing to shout, "Let go of me, dammit!"

It turned out that just as the blonde-haired man's finger was about to touch Qin Yi's chest, Qin Yi moved as fast as lightning and tightly gripped the pointing finger.

Qin Yi was currently at the Middle Stage of Ming Jin, and with his six-dimensional attributes all at 10—the Peak of human potential—the strength in his hand was understandably immense.

Qin Yi calmly locked eyes with the blonde-haired man, and the strength in his hand continued to increase.

The sound of "crack, crack..." echoed as the finger bones shattered. Everyone present gasped.

Then, under the blonde-haired man's terrified gaze, Qin Yi spoke coldly, "Blondie, let me give you a piece of advice! Remember, before you figure out your opponent's strength, don't go pointing that filthy hand of yours around!"

"Dammit! Get him!" Seeing this, the henchmen Chen Hu brought with him immediately prepared to grab their weapons and swarm Qin Yi.

However, Chen Hu raised his hand to stop his men. A playful arc curved at the corner of his mouth as he looked at Qin Yi with sinister eyes and said coldly, "So, you're Qin Jianye's son, Qin Yi?"

Qin Yi's tone carried obvious anger. He stared intently at Chen Hu without fear and nodded. "That's right, I'm Qin Yi! You're the one who brought people to kidnap my dad before?"

Chen Hu snorted disdainfully and spat on the ground. His words were full of provocation, clearly not taking Qin Yi seriously at all. He spoke like a thug, "Yeah, it was me. What about it? You want to make a move on me?"

Last night, he had received a call from Brother Dao, a local big shot in Magic City. Brother Dao said a few of his boys had been beaten up by a kid named Qin Yi. After some inquiries, it seemed to have something to do with him. So, Brother Dao asked him to visit Qin Yi's parents today to collect some interest. He hadn't expected to run into the person himself.

If he could kidnap this kid, he would be establishing a connection with the local power in Magic City. Wouldn't it be wonderful to expand his Underground Bank business to the land of gold that was Magic City later on?

Qin Yi's hand, which was gripping the blonde-haired man's finger, tightened once more. Beads of sweat as large as beans broke out on the man's forehead, and his eyes began to roll back. He wailed weakly, his voice filled with fear and despair, "Hu... Brother Hu, save me... It's breaking, the bone is going to break..."

Qin Yi remained indifferent, his gaze fixed on Chen Hu as he said coldly, "Can't I? I don't think you're someone who can't be touched or provoked!"

Chen Hu took a pack of cigarettes from his pocket and coolly took one out. A lackey beside him hurried to light it for him.

He took a deep drag, holding the cigarette between his fingers as he pointed at Qin Yi and said coldly, "Good kid, you've got guts! To dare to touch Chen Hu's men in Jingnan, you're certainly one of a kind!"

Hearing this, Qin Jianye became a bit panicked. Worried that his son would suffer, he hurried forward to advise, "Son, let him go quickly. These people are from the underworld; we can't afford to provoke them..."

However, Qin Yi did not listen to his father and continued to look at Chen Hu coldly.

Seeing this, Qin Jianye had no choice but to walk quickly to Chen Hu's side to plead for Qin Yi. "Brother Hu, I'm truly sorry. My son is young and impulsive, and he has offended you. Please be the bigger person and don't hold it against him. Rest assured, the money I owe you—I guarantee every cent will be returned to you today."

Chen Hu raised an eyebrow and looked at Qin Jianye, his voice full of mockery as he sneered, "Return it all to me? Qin Jianye, did you win the lottery? Hey, wait, even winning the lottery wouldn't give you two hundred million!"

Qin Jianren, who was crouching to the side, became unsettled when he heard that his elder brother actually owed two hundred million in high-interest loans.

He secretly tugged at his wife Su Fangfang's sleeve, his voice carrying a hint of panic and fear as he whispered, "Wife, let's find a chance to get out of here quickly..."

Qin Jianye also widened his eyes in shock, questioning Chen Hu with a mix of anger and confusion, "Two... two hundred million? Brother Hu, you must have remembered incorrectly. I only borrowed fifty million back then, and it was secured with equity. Huajian Steel has been acquired, and you've already exchanged that equity for a portion of the money. How could it possibly be two hundred million?"

"Hey, Qin Jianye, are you really stupid or just playing dumb with me? When you borrowed the money, didn't I make it very clear to you? The term was three months, principal and interest totaling seventy million! Calculate it yourself—how many months has it been? That bit of equity you pledged was barely enough to cover the interest." Chen Hu counted on his fingers as he argued with Qin Jianye, "Let me calculate it for you. Fifty million principal, six months, monthly interest of 0.35, compound interest... deducting the ten percent equity from the factory acquisition, and counting five months of interest, you now owe me a total of over two hundred twenty-four million! Today, if you can pay up, I'll waive the twenty-four million for you. How about that? Generous enough, right?"

"You... you're talking nonsense! The loan contract didn't say that!" Qin Jianye retorted angrily.

"Bah! What loan contract? What fucking loan contract?" As Chen Hu spoke, he reached out and patted Qin Jianye's shoulder, continuing, "Old man, let me tell you! In Jingnan, my word is the contract! Back then, I told you to obediently sign the acquisition contract, but you wouldn't listen and insisted on going against us! Fine, as you wished, we had to spend several tens of millions more to take that land! Tell me! Shouldn't you be the one to repay those tens of millions in losses? I'm telling you straight—if you go against us, you'd better be prepared to face the consequences!"

After saying that, Chen Hu scanned the people in the courtyard. With a hint of playfulness in his eyes, he pointed at Qin Jianren and Su Fangfang, who were hiding in the corner, and said coldly, "Are you two with their family as well?"

Qin Jianren's heart tightened, and he hurriedly shook his head in denial, the muscles on his face twitching slightly from tension. He shouted, "No, no, no, Big Brother, we're not together. We just came over for a visit..." As he spoke, he signaled Su Fangfang with his eyes to back him up.

Hearing this, the look in Qin Jianye's eyes as he looked at his own blood brother was full of disappointment and heartache.

"Since you're not together, then get the hell out! When the fighting starts later, be careful not to get blood splattered all over you!" Chen Hu waved his hand impatiently.

Qin Jianren quickly agreed and was about to pull Su Fangfang away. However, Su Fangfang stopped, her eyes flickering as she whispered, "The gifts we brought..."

"What time do you think it is? Who cares about gifts!" Qin Jianren hissed anxiously, wishing he could leave this dangerous place immediately.

"Oh, it's several thousand worth..." Su Fangfang said unwillingly.

The conversation between the two was very quiet, but Qin Yi still heard it.

"Wait!" Qin Yi spoke up. Then, he released the blonde-haired man's finger and went straight back into the main house.

The blonde-haired man looked at his finger, which was swollen purple-black and limp. Trembling all over, he ran back to Chen Hu.

Chen Hu looked at the man's state and waved his hand. "Useless thing, get lost. Go to the hospital first, don't let it actually get fucking ruined..."

"Brother Hu, I'm not leaving. I want to ruin that kid!" The blonde-haired man said through gritted teeth.

"Alright, don't worry. The brothers will take care of him for you in a bit!" Chen Hu consoled him.

"Th-thank you, Brother Hu..." The blonde-haired man bowed gratefully and then ran out of the small courtyard.

Before long, Qin Yi came out of the main house carrying the gifts that the Qin Jianren couple had just brought. He walked over to Qin Jianren in a few steps, stuffed the items back into his arms intact, and then said decisively, word by word, "Qin Jianren, from now on, our family is cutting ties with you. Take your things and get lost!"

Qin Jianren had never been treated like this, but given the current situation, he couldn't say much.

He looked at Qin Jianye, the muscles on his face trembling slightly with agitation. His eyes were also full of malice and resentment as he said in a shaky voice, "Big Brother, look at this! This is the 'good' son you've raised! Dammit, you little brat, you're the one cutting ties with me? I've been dying to cut ties with you lot!"

"Qin Jianren! Keep your mouth clean! Is my son someone you can curse at? Back when you were starting your shop and lacked initial capital, would you have been able to start it without your big brother's help? For all these years, if your office supplies business hadn't relied on your brother's factory and connections, would you have the net worth you have today? Your big brother was completely devoted to you and never said 'no' when he could help! But what about you? How have you treated your big brother? When the factory was in trouble and your big brother asked to borrow some money for turnover, you made all sorts of excuses! Your big brother was forced to go to loan sharks! When the factory went bankrupt and your big brother was buried in debt, he worked from morning till night to pay it off! And you? Have you visited even once? Have you cared even once?"

Wu Xiuhua was furious, and she poured out all the resentment she had been hiding in her heart for so long.

At this moment, Qin Jianye also glared at Qin Jianren, saying with extreme disappointment, "Qin Jianren! I was truly blind to have helped such an ungrateful wolf like you! Go! From now on, I don't have a brother like you!"

Being scolded in front of so many people made Qin Jianren very unhappy. He was about to defend himself when, unexpectedly, Chen Hu looked at him with interest and said mockingly, "Oh, so you're Qin Jianye's brother. Then why did you say you weren't family? Since your big brother owes us money, shouldn't you also contribute a bit as a gesture?"

Hearing this, Su Fangfang hurried forward with a forced smile and said, "Oh, Brother Hu, Brother Hu... You heard it just now. Qin Jianye's family has already cut ties with us. From now on, they are them, and we are us; our two families are separate. Besides, they say a son pays his father's debts and a father pays his son's debts, but I've never heard of a younger brother paying his elder brother's debts. Don't you agree?"

"Heh, you know what, if you put it that way, it actually makes sense!" Chen Hu looked at Qin Jianren and Su Fangfang with disdain. Then, he waved his hand at the lackeys behind him, and they cleared a path. Chen Hu continued impatiently, "Since there's no relation, don't hang around here. Get lost!"

"Yes, yes, Brother Hu, we'll get lost right away, right away..." Su Fangfang said as she pulled Qin Jianren, carrying their things, and scrambled out of the small courtyard.