73: Chapter 73 Withdrawing 20 Million

At nine in the morning, Qin Yi arrived at the Jingnan branch of the China Merchants Bank.

However, his phone had been on silent the entire way. Naturally, Qin Yi hadn't seen the messages of concern from his eldest brother Wang Tengfei and third brother Xin Mingyuan.

The bank had just opened for business, and there weren't many people in the lobby. The lobby manager was chatting with the security guard on duty. When he saw the rolls-royce cullinan with the 'Mo D.99999' license plate pull up in front of the bank, he immediately straightened his blue and white shirt and stood respectfully upright. Even the security guard uncle on duty hurried to adjust his cap.

Soon after, they saw a young handsome man wearing Armani clothes and a Rolex watch on his wrist step out from the driver's seat.

Qin Yi glanced toward the bank entrance, pressed his car key to lock the doors without looking back, and then climbed the steps in a few strides.

Just as he was about to enter the bank, the lobby manager stepped forward at the right moment and said warmly, "Hello, sir. I am the lobby manager, Han Le. How may I help you today?"

Qin Yi glanced at the name tag on the lobby manager's chest and then said in a calm tone, "I'm here to withdraw money!"

“Oh, alright, sir. May I ask how much you wish to withdraw? Amounts under twenty thousand can be handled at the self-service ATMs; that would be faster,” Han Le introduced enthusiastically.

“One... let's say twenty million!” Qin Yi originally wanted to say fifteen million, but after thinking about it, he felt it was better to just round it up.

“Tw-twenty million?” Han Le was momentarily stunned when he heard Qin Yi wanted to withdraw so much money. He hurriedly confirmed again, “Sir, are you sure you want to withdraw twenty million?”

Qin Yi nodded and replied, “That's right, exactly twenty million. And it needs to be fast; I need it urgently!”

“Uh... it's like this, sir. Bank regulations state that any cash withdrawal exceeding fifty thousand requires an appointment one day in advance. May I ask, did you make an appointment beforehand?” the lobby manager explained with an apologetic look.

Reminded by Han Le, Qin Yi finally remembered. Indeed, the bank did seem to have such a regulation.

Qin Yi couldn't help but secretly complain to himself: How could I have forgotten this? If I'd remembered earlier, I wouldn't have told the villagers to wait at the Neighborhood Committee. But now that I've already said the words, if I can't get the money out today, wouldn't that be a huge loss of Face?

After pondering for a moment, Qin Yi looked at Han Le again, gave an embarrassed smile, and then asked in a lowered voice, “Manager Han, right? I really need it urgently. Is there no other way?”

Han Le paused for a moment. Finally, for the sake of Qin Yi's car and his expensive outfit, he continued, “Well then, let me ask our branch leadership for you...”

“Alright, thank you then,” Qin Yi thanked him.

Afterward, the lobby manager ran off to report the situation to the leadership. Qin Yi paced back and forth in the bank, looking somewhat bored.

After waiting for a short while, a middle-aged man with a large belly, black leather shoes, gray trousers, and a white short-sleeved shirt—his hair combed back into a shiny, slicked-back style—hurriedly stepped out of the elevator.

The lobby manager, Han Le, followed closely behind, running a few steps to reach Qin Yi. He introduced, “This is our branch's President Xu.” Then Han Le introduced Qin Yi to President Xu, “President Xu, this is the gentleman who needs to withdraw twenty million in cash urgently. President Xu, what do you think?”

President Xu smiled and extended his hand to Qin Yi. Qin Yi also reached out and shook it. President Xu briefly sized up Qin Yi's attire and also noticed the diamond-encrusted Rolex on Qin Yi's wrist. Immediately, the smile on his Face grew even deeper, and he said politely, “This gentleman looks unfamiliar. May I ask how to address you?”

“Qin Yi.” Qin Yi didn't want to waste time on too many pleasantries. There was still a lot to do today, and the villagers were all waiting, so he asked directly, “President Xu, can I take the twenty million in cash today?”

President Xu was slightly taken aback, then laughed again. “Haha, Mr. Qin, please don't be in such a hurry. You see, twenty million in cash is a truly large amount, and the lobby isn't the place for a conversation. I must trouble Mr. Qin to move to the VIP room so we can sit down and chat in detail.” Next, President Xu looked at the lobby manager Han Le and instructed, “Xiao Han, go brew a cup of tea for Mr. Qin and bring it in.”

Qin Yi was helpless, but he had no choice. When in Rome, do as the Romans do, so he followed President Xu into the nearby VIP room.

As soon as the two sat down, the lobby manager Han Le walked in carrying two cups of tea. “Mr. Qin, please have some tea,” Han Le said respectfully as he handed the cup to Qin Yi.

Qin Yi reached out to steady the teacup but didn't drink. Instead, he looked at President Xu and continued, “President Xu, I really have an urgent use for the twenty million. You must find a way to get it out for me no matter what.”

President Xu, however, took a slow sip of tea and said unhurriedly, “Mr. Qin, to be honest, you won't be able to scrounge up twenty million in cash from any bank on such short notice. Unless it's the Huaxia Dragon Kingdom Head Office, they might be able to withdraw such a large sum of cash quickly.”

Qin Yi's expression darkened, and he thought to himself: Dammit, if you can't get it out, why are you wasting my time talking here...

But unexpectedly, President Xu seemed not to notice the change in Qin Yi's expression and continued to ask, “May I ask, Mr. Qin, what do you intend to do with so much money?”

Qin Yi said somewhat impatiently, “To give out benefits to the villagers!”

“Pfft...”

Hearing this, President Xu nearly spat out a mouthful of tea. Seeing President Xu in this state, Han Le suppressed his own twitching lips and hurriedly handed over a tissue.

President Xu took the tissue, wiped the corner of his mouth, and said with feigned composure, “May I ask which village's people are receiving such great benefits?”

Qin Yi couldn't be bothered to waste any more words with this president. He pulled his bank card directly from his pocket and with a 'thwack,' he slapped it onto the table. His voice turned a few degrees colder: “President Xu, to tell you the truth, I have several billion in this card. If you can let me withdraw twenty million in cash today, I can take a portion of it and put it in a fixed-term deposit or buy some wealth management products at your bank! But if you can't, then I don't mind going to another bank to ask!”

Upon hearing this, President Xu and Han Le looked at each other. Both instinctively leaned forward to look at the bank card on the table. Seeing that it was just an ordinary Class I Debit Card and not the kind of gold card that displayed a prestigious VIP status, they both immediately became suspicious.

President Xu was someone who had seen many big scenes. Although he was doubtful, he still calmly shot a glance at Han Le. Han Le understood, gave an awkward smile, and leaned forward to say, “Mr. Qin, how about this: I'll first go to the System backend to make an application for you. After all, twenty million is a massive amount of cash. To gather it in a short time, we must transfer some funds from other branches...”

Qin Yi nodded and replied in a heavy voice, “Go then! Just don't make me wait too long!”

Han Le quickly agreed, then pointed to the bank card on the table and explained, “However, to apply through the System backend, I'll need to use your bank card!”

Qin Yi roughly understood what Han Le was thinking. Applying through the System backend was a lie; taking the opportunity to check the balance in his bank card was the truth. After all, the branch president was sitting right across from him, so what was there to 'apply' for in the System...

Qin Yi leaned back against the sofa, looked at Han Le, and nodded impassively. “Mm, take it.”

Han Le said 'alright' and then took the bank card, quickly exiting the VIP room.

President Xu's previous question had been rudely interrupted by Qin Yi. Although he felt displeased, he still wore a smile on his Face.

This young man before him drove a rolls-royce cullinan and wore a Rolex worth millions on his wrist. If what he just said wasn't a lie and that ordinary bank card really held billions, then the deposit business for this Jingnan branch wouldn't be a worry anymore. He might even be able to get a promotion from his position as vice president of the branch. He just didn't know what this Mr. Qin's background was.

So, he took a sip of tea, looked at Qin Yi, and asked with a smile, “Mr. Qin, from your accent, you must be a local from Jingnan, right?”

Qin Yi gave a faint smile and replied, “Mm, from Qinjiawan in Lanhong Town.”

“Is that so? Qinjiawan is a fine place, full of spiritual energy. Mr. Qin is a young talent; may I ask where you are currently employed?” President Xu continued to probe into Qin Yi's privacy with compliments.

“Me? I don't have a job; I'm still in school,” Qin Yi said directly without hiding anything.

“Is that so? Then Mr. Qin is even more extraordinary. I presume your father is also a prominent figure in our Jingnan?” President Xu complimented Qin Yi while continuing to indirectly probe his family background.

Just then, the door to the VIP room was pushed open. The lobby manager Han Le walked in holding a document and Qin Yi's bank card.

Qin Yi noticed Han Le's expression, which carried an indescribable excitement.

He shot a glance at President Xu, then handed the document to him, saying with great ceremony, “President Xu, I need you to sign this.”

Afterward, he looked at Qin Yi and said with a very respectful attitude, “Mr. Qin, I have submitted the application. I believe there will be news very soon. Please wait a little longer.”

Qin Yi just nodded and didn't say much, but his expression as he looked at President Xu was quite intriguing.

The thing Han Le had handed over wasn't a document at all; it was the balance of Qin Yi's bank account.

“Holy crap, so much money??”

Seeing that ten-digit balance, President Xu immediately lost his composure. His small eyes widened into circles, and when he looked at Qin Yi again, his gaze was filled with shock and respect.

Seeing President Xu's expression, Han Le immediately reminded him softly, “President, you haven't signed yet.”

“Oh,” reminded by Han Le, President Xu immediately reacted. He took the pen, signed his name on the paper with a pretense of formality, then handed the document back to Han Le and nodded. “Hurry up and Han Le it. Don't make Mr. Qin wait too long.”

Han Le took the document and hurriedly nodded. “Alright, President, I'll go arrange it right away.”

After Han Le left, President Xu slightly adjusted his sitting posture, trying his best to appear calm and unhurried. He gave Qin Yi an awkward smile, his eyes carrying a hint of imperceptible nervousness, as if he were mentally preparing for the upcoming conversation.

Then, he cleared his throat and continued, “Earlier, Mr. Qin mentioned placing some fixed-term deposits with us or considering some wealth management products, right?”

The corners of Qin Yi's mouth curled up slightly into a meaningful smile, one that hid a bit of playfulness and indifference. He nodded gently and replied, “Indeed. However, before that, I need to withdraw the twenty million in cash as soon as possible.”

“That is absolutely not a problem.” President Xu patted his thick chest and gave a confident guarantee, looking completely self-assured as if twenty million in cash were just a small matter to him.

He continued, “One hour. I promise you, within one hour, the twenty million in cash will definitely be ready for Mr. Qin.”

“Oh? That's truly wonderful. President Xu's efficiency is indeed extraordinary.” Qin Yi's words carried a bit of praise, but an imperceptible flash of mockery crossed his eyes. He thought to himself: Having money really makes things easy; rules can change just like that.

“Haha, this is all part of my job. Mr. Qin is too polite, too polite.” President Xu laughed heartily. After taking another sip of tea, he changed the subject and asked tentatively, “Then, shall we talk about the deposit?”

Since the matter of the twenty million in cash was resolved, Qin Yi naturally had no more worries. He also picked up his teacup, took a sip, and then spoke slowly, “Of course. I wonder how much President Xu wants me to deposit? And how should I deposit it?”