245: Chapter 245 Meeting the Account Manager! I'm even more excited!

Manager Zhao asked directly, "Chairman Su, how much money does Jiuxiang Catering intend to borrow?"

Su Yang smiled and replied, "Naturally, the more the better. I wouldn't even complain about 100 million!"

Manager Zhao said helplessly, "The maximum for a corporate business loan is only 30 million!"

"Alright then!"

Su Yang didn't mind; he had known this for a long time.

Large banks generally have a cap on the loan amount and cannot just do whatever they want.

Those smaller banks might be relatively more flexible!

"Chairman Su, do you have any collateral?" Manager Xu asked, "If you have collateral, we can help you fight for a larger loan."

"No!"

Su Yang shook his head very straightforwardly.

The three account managers looked at each other.

They all felt that Su Yang didn't seem to be in a hurry to get a loan.

"You must have already seen the financial statements; Jiuxiang Catering is definitely a high-quality enterprise. I am only taking this loan to expand the scale faster!" Su Yang said with a confident tone, "If our cooperation is pleasant this time, we can continue to work together next time. I have a few other companies that are also developing quite well."

All three bank account managers could clearly feel the confidence in Su Yang's tone!

That confident attitude also somewhat infected them.

Moreover, Su Yang's other companies also made them somewhat tempted!

Jufan Holdings was developing extremely fast, and the several companies were in good operating condition, having the potential to become major clients for their bank!

At noon, Su Yang politely treated the three account managers to a meal.

At the dinner table, Tian Hanxiong occasionally stole glances at Chen Li.

The current Chen Li was more mature and confident than before!

He couldn't help but recall the scene when he first met Chen Li years ago.

At that time, Chen Li had just entered the industry to do financial business.

He was passing by the restaurant corridor and saw her sitting alone in a private room.

She was wiping away tears while trying hard to eat, her makeup ruined by crying.

Then he couldn't help but walk in...

Later he learned that Chen Li hadn't managed to close the deal with the client, and she still had to pay for the treat!

Nowadays, financial business is not easy to do, and Jiuxiang Catering looks like it has a very good development prospect.

Chen Li could be considered to have made it!

After the three account managers were full and satisfied, they left the restaurant together.

Tian Hanxiong asked in a low voice, "Manager Zhao, will you grant a loan to Jiuxiang Catering?"

"At most, we can only approve a quota of 10 million!" Manager Zhao said helplessly, "The catering industry is currently sluggish, and Jiuxiang Catering's style is relatively aggressive. Lending to them carries quite a large risk."

"Right, I think this Chairman Su is too young, and there is no collateral!" Manager Xu also said from the side, "He is inexperienced, so it is better to be more cautious."

Tian Hanxiong frowned and thought for a moment, then nodded seriously, "That makes sense!"

After the three bank account managers left, Su Yang just needed to wait.

Jufan Holdings and Jiuxiang Catering's CFO Guo Xueqin and Financial Manager Chen Li would cooperate with the bank to conduct a risk assessment to see their attitude!

Whether he could get the loan or not, he didn't care; it highlighted a Buddhist-like attitude.

If he could get a loan of 20 to 30 million, that would naturally be a good thing.

At least for a short time, he wouldn't need to worry about the development funds for Jiuxiang Catering!

After returning to the company, Su Yang called Chen Li into the office and asked, "Chen Li, I feel that Tian Hanxiong's look at you is not right!"

"We knew each other before!"

"Does he like you?"

Chen Li looked at Su Yang and said very seriously, "Boss, it is work time now, so let's not ask these private questions!"

Is Su Yang jealous?

Thinking of this, Chen Li felt a little proud!

However, at this moment, she saw Su Yang making a gesture to close the office door.

This door must absolutely not be closed!

Otherwise, Su Yang would have no scruples, and she didn't know what he would do!

She knew how bold Su Yang was... this young man played quite wildly!

She quickly grabbed Su Yang's arm and said, "He pursued me before!"

"You didn't agree?"

Chen Li shook her head, "No!"

"Oh!"

"You wouldn't be unhappy, would you?"

"No!"

"No?"

Chen Li frowned at Su Yang, trying to find signs of Su Yang being jealous.

Just at this moment, Su Yang pursed his lips and smiled, "I am not unhappy; on the contrary, I am a bit excited!"

"..."

Of course, in the end, Su Yang didn't do anything to Chen Li in the office.

In the afternoon, Su Yang met with two teachers from the college employment office.

These two teachers were naturally polite to Su Yang and even invited Jufan Holdings to participate in the school's campus recruitment.

Regarding this, Su Yang naturally agreed.

Su Yang also took the opportunity to learn about school-enterprise cooperation!

School-enterprise cooperation refers to a cooperation model established between schools and enterprises, targeting the cultivation of talent for enterprises, focusing on learning at school and practice at the enterprise, and focusing on a "win-win" model of resource and information sharing between schools and enterprises.

Nowadays, the scale of his company is getting larger and larger, and he needs more and more talent.

The overall cultural level of the service industry is not high, but it does indeed need employees with a higher cultural level!

He just wanted the school to help him cultivate some talent!

He didn't ask for these cultivated students to have great abilities; as long as they could take on low-level management roles, it would be fine.

Actually, he could also hire from society, but these fresh graduates also need training!

Then it is better to start cultivating them while they are in school!

Although he likes experienced old employees, many old employees learn new technologies relatively slowly and are a bit lost when encountering computer operations.

Moreover, they like to do things according to inherent experience and habits.

If you criticize them a few times, they say "okay, okay, okay" with their mouths, but might forget your words as soon as they turn around!

New employees have stronger plasticity, stronger learning ability, higher overall quality, are more willing to accept new things, and have faster loyalty improvement...

So Su Yang is also willing to absorb some fresh blood!

After hearing what Su Yang said, the two teachers from the admissions and employment office also expressed that they would go back and report this matter to the school leaders; overall, they were quite welcoming.

At least Su Yang's company still has a good reputation on their side!

Actually, not just with undergraduate institutions, Meijia General Manager Tu Zhiqiang also mentioned to Su Yang that they could consider cooperating with some local vocational colleges to cultivate talent in housekeeping services.

These students studying in vocational and technical colleges are more pragmatic than undergraduate students!

Su Yang felt that he could completely try both sides, as he actually needed quite a lot of employees.

Not two days later, Su Yang received notification from Guo Xueqin that all three banks were willing to grant a loan to Jiuxiang Catering.

Xu Cheng's side said they could give Jiuxiang Catering a loan quota of 15 million.

Zhao Long's side similarly gave a quota of 20 million, and the interest was even lower.

Tian Hanxiong expressed that the bank was willing to give Jiuxiang Catering a loan of 25 million.

It's just that the interest is a little higher, but it's not much higher, not exceeding 4%!

25 million, Su Yang felt it was not bad!