326: Chapter 326 Hao Yue's Apology! Jiu Xiang Foods Loan!

Chapter 326: Hao Yue's Apology! Jiuxiang Food's Loan!

"Um..." After a long silence, Hao Yue's voice finally came through the phone. "But the people from the bank said that even if they take the house, it might not be enough to pay off the debt."

"That is indeed possible!"

If the house went to a judicial auction, it might only sell for sixty percent of its value.

However, Su Yang changed the subject and said, "But regarding the debt and all that, just put your mind at ease. This is money your father owes, not you!"

"I don't have to pay it back?"

"Right!" Su Yang nodded. "Your father owes it; what does it have to do with you?"

"Oh~"

It was clear that Hao Yue still hadn't fully recovered from the shock.

"Even if there's debt, it doesn't really matter. I have an employee who owed over a million. Now he works at the factory during the day and delivers food or drives for Didi after work. He's paid back over a hundred thousand in the last year!" Su Yang said with a smile. "You just need to know that debt isn't that scary."

"Mm!"

"If you really have nowhere to live, you can all live at your grandmother's house together. She definitely has to take some responsibility for this!"

"But their house is too small!"

"Squeeze in! Just squeeze in tight!"

"..."

After Su Yang said this, he turned back to look at the scenery passing by the window.

The atmosphere of the entire call became somewhat strained and unfamiliar!

Su Yang was finding it a bit hard to find topics to talk about.

Actually, he had a lot more he could say, but he didn't want to get too deeply involved in other people's family disputes.

He still preferred to maintain a certain distance!

After a long while, Hao Yue suddenly said, "Thank you, Chairman Su!"

By this time, her emotions had calmed down slightly.

"You're welcome. Everyone runs into trouble!"

"About last time, I'm really sorry!"

"What happened?"

"You told me to consult a lawyer, but I didn't go!"

Su Yang's tone was flat as he asked, "So you still remember?"

"I mentioned it to my family at the time..."

"And then?"

"My dad wouldn't listen to me. He gave me a hard time and told me to stay out of it..."

"Mm."

"I was still very angry, very angry. I was doing it for the family too!"

"Before the guarantee was signed, I also mentioned it to my dad!"

"Mm."

"He wouldn't listen to me then either!"

"Sigh!"

What else could Su Yang say?

Come to think of it, for Hao Yue to do this much for her family was already quite good.

After all, she was only a sophomore, a nineteen-year-old girl!

Many things were not up to her to decide.

She didn't have any say in the family!

Su Yang remembered that when he was a sophomore, he was still completely oblivious to the world!

Hao Yue said softly, "At that time, I was a bit... a bit withdrawn. I didn't know who to talk to!"

"Mm."

"I originally wanted to treat you to a meal, but since I didn't go to the law firm, I felt too embarrassed to look for you!"

"Mm."

This was probably what it meant to be thin-skinned!

Su Yang was starting to understand Hao Yue's personality a bit better.

At least this girl wasn't the ungrateful type.

He thought for a moment and suddenly asked, "Which bank said they were going to seize your house?"

"Xia-Shang Bank, why?"

"Wait a moment, I'll help you call and ask!"

As long as it wasn't the bank where Tian Hanxiong or Xu Chengcai worked, he could reach out to them.

Hao Yue, huddled in her blankets, put down the phone in confusion.

She looked at the large wet patch on her pillow and couldn't help but bury her face in it again.

Over the past two days, she had actually called quite a few people.

Because she often worked part-time, she knew some bosses!

But when those bosses heard she was in trouble, some were immediately scared off by the million-yuan guarantee amount!

Some either directly suggested keeping her for fifty thousand yuan a month...

She had also hesitated for a long time, and only because she was truly out of options did she dial Su Yang's number.

Actually, Su Yang was the person she was least willing to face!

Could he have a way? After all, it was a bank!

Hao Yue's mind was a mess!

Su Yang found the number for Zhao Long, the customer manager at Xia-Shang Bank, and dialed it directly.

"Chairman Su, is there something you need? Do you need a bank loan?"

For some reason, even though they weren't face-to-face, Su Yang could tell from his voice that Zhao Long was smiling!

Su Yang chuckled and said, "A loan? Not exactly!"

Actually, he already had a loan plan in mind.

He also planned to collaborate with other bank managers besides Tian Hanxiong and Xu Chengcai.

Since he was going to take out a loan, he definitely had to keep his options open.

Regarding Jiuxiang Food, Tan Yanghong had already given him several acquisition plans.

There were a few companies available for acquisition that were quite good, and Su Yang wanted to take them over.

However, Jiuxiang Food was currently living paycheck to paycheck; its funds were definitely not enough!

"Then you're looking for me for..."

Zhao Long's tone carried some disappointment and confusion.

"A friend of mine signed a guarantee agreement with your bank..."

Su Yang gave a rough explanation of what had happened, including the matter of Hao Yue's uncle transferring funds!

"Chairman Su, since a guarantee agreement was signed, we have to follow the terms of the contract!" Zhao Long said helplessly. "There must have been a video recording at the time. We're also following the rules here. If the Hao family believes the uncle transferred the funds, they can file a lawsuit in court."

Su Yang wasn't surprised by Zhao Long's answer.

"What I mean is, can you not be so quick to seize someone's house? Aren't you seizing enough houses as it is?"

"Uh..."

"Send someone to negotiate with them. If they're willing to pay it back, let them do it slowly. I suspect their house wouldn't sell for much right now anyway."

If Su Yang remembered correctly, with so many people defaulting lately, banks weren't even that keen on seizing houses anymore.

"That might not be very appropriate, right?"

"My company, Jiuxiang Food, happens to need some funds for expansion. We might need some loans!"

"How much money?"

Hearing it was Jiuxiang Food, Zhao Long's tone rose slightly.

"Tens of millions, even a hundred million is fine. If you dare to give it, I'll dare to borrow it!" Su Yang said with a smile. "But about my friend's matter..."

"Ahem... then wait a moment, I'll ask for you. What is your friend's ID number?"

The last time Su Yang asked him for a loan, he had given Jiuxiang Catering a conservative offer.

In fact, he had long since regretted it!

Over in Shancheng, Jiuxiang Catering was developing too well.

While other people's restaurants were closing down or slashing prices, the two brand stores of Jiuxiang Catering were charging ahead!

What else could Zhao Long say?

Seeing Su Yang getting closer and closer to Longyin and Le'an, he also wanted a piece of the action!

And he had always been very optimistic about Jiuxiang Food.

Su Yang said directly, "Actually, I'm not that close to him. It's mainly that someone came to me in desperation, so I'm helping to ask. Hold on!"

Su Yang asked for Hao Yue's father's ID number and gave it to Zhao Long. Before long, Zhao Long replied.

"This matter can indeed be discussed further. If he's willing to pay back the money slowly, we can also make certain concessions on the interest!" Zhao Long said in a low voice. "We've done an investigation on Hao Yue; his income is actually quite good."

Being able to own a house in Rongcheng outright and support a daughter studying dance, his income certainly wouldn't be too bad!

"Fine!"

"Then about the loan..."

"The loan is certain, but as for the amount, our company is still discussing it. I'll notify Manager Zhao when we have a conclusion... but don't be too stingy this time. If it's really too low, I'll have to find another bank!"

"Of course, we are friends after all!"

"Friends?"

Su Yang couldn't help but roll his eyes!

If he hadn't seen banks withdrawing loans before, he might have almost believed him!