206: Chapter 206 Re-entering the Stock Market

Just after 11:00 AM, Chen Fan asked Qiao Linlin to call Li Fang, the accountant, to his office.

There was over 50 million in the company account, and he planned to take out 50 million to trade stocks.

However, this money could not just be transferred casually; even though he was the sole shareholder, improper handling could cross the red line of misappropriating funds.

Therefore, it was necessary to follow the formal loan procedure.

Calling Li Fang over was to have her handle this procedure properly.

Soon, the office door was pushed open, and Qiao Linlin walked in with Li Fang.

"Mr. Chen, you called for me?" Li Fang stood in front of the desk.

"Sit." Chen Fan gestured to the chair opposite him. After Li Fang sat down, he asked straight to the point, "How much money is currently in the company account?"

Li Fang opened her folder, took a glance, and replied, "As of this morning, the account balance is over 56.2 million."

Chen Fan nodded and tapped his fingers lightly on the desk. "I want to borrow 50 million from the company, following the formal loan procedure. Please help me get the paperwork sorted."

Over 56 million, borrowing 50 million, would leave over 6 million.

This amount was enough for the company to operate for a long time, and with daily revenue coming in from the two games, the cash flow would not be interrupted.

Li Fang froze for a moment, her eyes behind her glasses widening slightly.

50 million, not 5 million; this number instinctively made her nervous.

With such a large fund transfer, if there were any issues, as the person handling it, she would be in serious trouble.

She certainly did not want to end up in Tilanqiao for "further studies."

However, she quickly regained her composure, adjusted her glasses, and asked, "Mr. Chen, do you have any thoughts on the purpose, term, and interest rate of the loan?"

"The purpose is personal investment, the term is two months, the interest rate will be based on the bank's benchmark loan rate for the same period, and the principal and interest will be repaid in a lump sum upon maturity." Chen Fan had already thought through these details and spoke quickly. "The paperwork must be complete."

Hearing Chen Fan's words, Li Fang breathed a sigh of relief. Chen Fan had not requested any irregular operations, so she felt at ease.

She quickly reviewed the process in her mind and nodded. "Okay, Mr. Chen. I will draft the loan agreement this afternoon. You can sign it after reviewing it and confirming there are no issues. As for the shareholder resolution, since you are currently the only shareholder, we still need to go through the process, so I will prepare the documents."

She paused, hesitated, and then cautiously continued, "Mr. Chen, there is one thing I must remind you of. The term of this loan is two months, and it must be repaid on time upon maturity. If it is not repaid by the deadline, the tax authorities might treat this money as a dividend, requiring you to pay 20% personal income tax—20% of 50 million is 10 million—plus late fees and penalties."

Chen Fan nodded.

A month was actually enough time for stock trading, but he was worried about being a day or two late, so he said two months.

Repaying it within two months would definitely not be a problem.

"That's all. Go handle it now; I need the funds to arrive today."

"Very well, Mr. Chen."

For the rest of the time, Chen Fan and Li Fang focused on the loan matter.

The contract, shareholder resolution, and transfer vouchers were all reviewed one by one, with all necessary signatures signed and seals stamped.

Once the entire process was completed, the 50 million funds finally arrived in Chen Fan's personal account just after 5:00 PM.

The moment the bank notification popped up on his phone screen, Chen Fan stared at the string of numbers for several seconds: 50 million, followed by seven zeros.

Adding the money already in his account, the total was quite substantial.

Although Chen Fan had not written books for a long time and his first book had been finished for several months, he still steadily received 700,000 to 800,000 every month.

Previously, he had spent 3 million investing in Bilibili, and the down payment plus various fees for that house in Qujiang Vanke had also cost quite a bit, but there was still about 20 million left in his account. Adding the 50 million that arrived today, he had a total of 70 million.

70 million.

Chen Fan leaned back in his chair, placed his phone on the desk, and let out a long sigh.

With so much capital, it all depended on how much profit he could make in the stock market over the next month.

...

Early the next morning, Chen Fan arrived at the company half an hour earlier than usual.

The reason he arrived so early was that today was the day Chen Fan planned to buy stocks.

The 50 million borrowed from the company had arrived, and with his own 20 million, a full 70 million in funds was sitting in his securities account, waiting for him to operate.

Whether this money could generate substantial returns within a month depended on his operations over the next month.

He sat at his desk, turned on his computer, and logged into his securities account.

The account balance column clearly displayed: 70,000,000.

At 9:15 AM, the call auction began.

He did not rush to act, patiently waiting until 9:30 AM to buy the stock he had already selected at the planned price.

During the Chinese New Year, Chen Fan had worked out a complete buying and selling plan based on the trend charts of those ten stocks in his mind.

Which stock to buy or sell on which day, how much position to allocate to each, and when to be fully invested—everything had a clear arrangement.

He just needed to follow the scheduled time points to buy and sell.

...

For the next period, Chen Fan had to juggle company matters and stock trading, leaving him with almost no time to rest.

During the day, he held meetings at the company, reviewed reports, and discussed the construction of the management system with Fang Hongsheng. In the afternoon, he watched the market, adjusted positions, and recorded the profit or loss of each trade. At night, he had to review the plan for the next day.

But watching the market value of the stocks he held rise day by day and the numbers in his account grow, he felt very fulfilled.

Just like that, eight days passed.

It was time for Chen Fan to start school.

Early on the morning of February 18th, he went to school and completed his registration.

After finishing the registration, he did not stay at school long and turned right back to the company.

It was not until after 6:00 PM that Chen Fan remembered there was a class meeting at 7:00 PM.

He originally did not plan to go, but then he thought that if he did not attend the first class meeting of the semester, it really would not be appropriate.

So he turned off his computer, grabbed his car keys, and drove back to school.

When he arrived at the classroom door, it was already 7:05 PM.

The classroom was packed, and Counselor Shen Na was standing at the podium, holding a printed notice and already starting to talk about matters for the new semester.

Chen Fan did not ask for permission; he walked straight in through the front door.

Counselor Shen Na glanced at him, her gaze lingering on him for a second, but she said nothing and continued her speech.

Chen Fan scanned the room and found that there were not many empty seats left.

Most of the seats were taken, and there was only an empty seat next to Shen Qing.

He walked straight over and sat down next to Shen Qing.

Shen Qing still had that icy expression, and her attire was simple, but it could not hide her natural beauty.

As Chen Fan sat down, Shen Qing subconsciously turned her head to look at him.