63: Chapter 63 Buying a House in Chang'an

The next day.

Early in the morning, Chen Fan told Chen Jianjun and Wang Mei that he was going to Chang'an and would mostly be staying there from now on.

Both expressed their support, only telling Chen Fan to come back and visit when he had time.

Chen Fan nodded and then headed out.

After reaching downstairs and glancing at the residential area, Chen Fan got into his car, started it, and slowly drove out of the complex.

2 hours later.

Chen Fan's car had already reached the exit of the Chang'an Ring Expressway.

After exiting the ring road, Chen Fan drove straight to Chang'an's wealthy district—Qujiang.

Qujiang is a wealthy area of Chang'an with a good environment, quiet surroundings, and a greenery rate of over 40%. Driving on the roads feels like passing through a park.

Ten-odd years later, the most expensive place in Chang'an would be Qujiang. Although it was already quite expensive now, it wasn't as ridiculous as it would be in a decade.

Chen Fan planned to buy a house here; it was only a twenty to thirty-minute drive to Jiao Tong University.

The porsche cayenne traveled along the wide roads of Qujiang. On both sides were clusters of high-end residential areas, with neatly trimmed green belts and the occasional property management staff in uniform standing guard at the complex gates.

It was completely different from the crowded feeling of the old city area around Jiao Tong University; it was spacious, quiet, and even the air carried a hint of "wealth."

He parked the car in front of the Qujiang Vanke sales office.

The sales office was grandly decorated. Chen Fan pushed the door open and went inside; the air conditioning was on, making it very cool. A few sales associates were gathered together talking, and when they saw him enter, a woman in professional attire quickly stepped forward to greet him.

"Hello, sir. Are you looking for a house?"

Chen Fan nodded. "Mhm. Do you have any houses around 200 square meters?"

The saleswoman sized him up—he was young, tall, and handsome. He didn't have a watch on his wrist, but his clothes weren't cheap. More importantly, she had clearly seen that porsche cayenne parked at the entrance through the glass window just now.

Definitely a high-quality client.

"Sir, may I ask for your surname?"

"My surname is Chen~"

"Alright, Mr. Chen. Our current main promotion is for large flats ranging from 180 to 220 square meters. The average price is around 15,000 per square meter. It's in the core location of Qujiang, with the north side directly facing Qujiang South Lake and the east side bordering Qujiang Avenue. It's only a few minutes' drive from Tang Paradise.

200 square meters at an average price of 15,000 would be around 3 million.

He did the math in his head. He currently had over 19 million, so buying it in full was definitely not a problem. But there was no need; keeping the money would allow it to continue making more money.

The saleswoman led him to the scale model to look at the layouts.

There were 180-square-meter ones, some nearly 200 square meters, and the largest was the 220-square-meter one she just mentioned.

"Take me to see this 220-square-meter one."

"Alright, Mr. Chen."

After leaving the sales office, the saleswoman took Chen Fan to the 220-square-meter unit.

"This is one of our main layouts right now, 220 square meters with four bedrooms, two living rooms, and three bathrooms," the saleswoman introduced as they walked. "Two elevators for two households, providing good privacy. Both the living room and master bedroom face south, so lighting isn't an issue."

The elevator went up to the 17th floor. When the doors opened, there was an independent elevator lobby.

"You can use this area for yourself, like putting a shoe cabinet or something; it doesn't count toward the floor area," the saleswoman pointed out, then used a key to open the entrance door.

As soon as the door opened, sunlight flooded in.

The living room was very large, with floor-to-ceiling windows almost taking up an entire wall. The view outside was very open, and a corner of Qujiang Pool could be seen in the distance, shimmering under the sunlight.

Standing in front of the floor-to-ceiling window, Chen Fan felt a bit excited.

Wasn't this exactly the house of his dreams?

The saleswoman followed beside him and continued, "The living room is nearly 48 square meters, connected to the dining room and balcony. It's enough for friends to visit. The master bedroom has a walk-in closet and a private bathroom, and the secondary bedrooms aren't small either..."

Chen Fan didn't really listen to her and walked around on his own.

Four bedrooms, two living rooms, and three bathrooms.

The kitchen was quite big, enough for some serious cooking. The master bedroom's floor-to-ceiling window faced the complex's garden with great lighting. Three bathrooms were plenty.

And it was fully finished.

Chen Fan was quite satisfied with this house.

"How many parking spaces come with it?"

"Mr. Chen, parking spaces need to be purchased separately. This house gives you the eligibility to buy a total of three spaces. You can buy one, two, or all three."

"What's the lowest price for the house plus three parking spaces if I pay in installments? If it's right, I'll sign the contract today."

"Let me take you to pick the parking spaces first. Different spaces have different prices."

"Alright."

The saleswoman took Chen Fan back to the sales office. Under her introduction, Chen Fan chose one tandem parking space plus two regular parking spaces.

A tandem parking space can accommodate two cars but only counts as one space.

"I've calculated it for you. We'll give you the best price for the house at 14,500 per square meter. For 220 square meters, that's 3.19 million. One tandem space is 180,000, and two regular spaces are 135,000 total, totaling 3.64 million."

"A 30% down payment would be 1.092 million, with a loan of 2.548 million. Calculated over 30 years, you can apply for a 15% discount on the current interest rate. The monthly mortgage will be around 12,300 yuan."

Chen Fan glanced at the numbers and quickly did the math in his head—a down payment of over a million and a monthly mortgage of 12,000 was not a problem for him at all now.

His finished novel was already earning 600,000 to 700,000 in royalties a month. Moreover, with the explosion of the mobile 3G wireless channel, next month's royalties were actually still rising.

So, twelve thousand-odd yuan, a monthly mortgage that would feel like the sky was falling for an average person, was nothing to him.

"Alright, I'll take this one. Prepare the contract."

"Alright, Mr. Chen." The saleswoman's voice immediately rose a few notches; she hadn't expected a customer to be so straightforward for the first time.

The following time was spent signing the contract, processing the loan, going to the property management for handover procedures, and getting the keys. By the time everything was done and he had the keys, it was already past two in the afternoon.

"Congratulations, Mr. Chen. This house belongs to you now."

...

After leaving the sales office, Chen Fan returned to his room.

Although the house was fully finished, it didn't include furniture.

No TV, no coffee table, no sofa, no bed—Chen Fan had to buy all of these.

So the rooms still looked quite empty.

It was already past two o'clock. Having not eaten all morning, Chen Fan was so hungry his stomach was sticking to his back.

So the primary task now was to go eat, and then consider buying furniture after finishing the meal.

He found a restaurant outside the residential area and had a meal.

Just as he finished wiping his mouth and was about to leave.

Chen Fan's phone rang.

Seeing the incoming number, a hint of curiosity flashed in Chen Fan's eyes. Why was his cousin calling at this time?

"Hello, Tong-jie."

"Chen Fan, are you at home on the 20th?"

"What's up, Sis?"

"I developed some of the photos we took when we went to the city wall a while ago. A few of them have you in them. I'm going home for the holidays on the 20th. When I get to the county town, I'll bring them to you and visit Second Uncle and Second Aunt while I'm at it."

Hearing Chen Tong's words, Chen Fan didn't know whether to laugh or cry. He thought it was something important, but it was just a few photos.

He had almost forgotten about the photos they took before.

"No need. I'm in Chang'an. I'll just go pick them up from you in a bit."

"Ah~" Chen Tong's voice grew louder. "You're in Chang'an? When did you come?"

"I came this morning~"

"Alright then, come and get them. About how long will it take for you to get here?"

"About half an hour."

"Okay, we happen to be going out, so we'll wait for you at the school gate."

After hanging up, Chen Fan immediately went to the front desk to settle the bill.

Then he drove toward his cousin's school.

...